蚂蚁金服蚂蚁国际-Finance Business Partner (Credit Tech)-国际财务

The business: Bettr is the digital lending business under Ant International, focused on providing inclusive financial services to micro, small and medium enterprises (MSMEs) in strategic markets through partners via embedded finance. By leveraging its innovation-led tech like AI and privacy-preserving computing to enable secure financing solutions, Bettr enhances the accessibility and ease of financing, unlocking growth opportunities for MSMEs. The role: The Bettr Fund Operations Manager is a key member of the business treasury team, looking after all fund operation matters for the Bettr business. Key responsibilities: 1. Manage day-to-day fund settlements for Bettr, including loan disbursements and internal funds transfers. 2. Open and maintain account structure to support Bettr growth roadmap, including bank accounts, VA, third party payment accounts etc. 3. Execute system host-to-host connection between Bettr accounts and Treasury system. 4. Handle inquiries related to accounts, loan disbursements, repayments etc. 5. Ensure Bettr fund operations are managed in line with A&I Treasury and internal control standards. 6. Drive digital transformation and automation of Treasury operation processes and systems.

The business: Bettr is the digital lending business under Ant International, focused on providing inclusive financial services to micro, small and medium enterprises (MSMEs) in strategic markets through partners via embedded finance. By leveraging its innovation-led tech like AI and privacy-preserving computing to enable secure financing solutions, Bettr enhances the accessibility and ease of financing, unlocking growth opportunities for MSMEs. The role: The Treasury Manager - Bettr Liquidity Management is a key member of the business treasury team, looking after cash and liquidity management matters for the Bettr business. Key responsibilities: 1. Establish and improve liquidity management structures to support the Bettr business. 2. Manage cash flow forecast and ensure funding is provided to Bettr in a timely and efficient manner. 3. Drive negotiation of treasury contracts, in parcicular in relation to cash management, credit facility etc. 4. Overall manage available funding channels and costs for Bettr. 5. Ensure Bettr cash and liquidity are managed in line with A&I Treasury and internal control standards. 6. Drive digital transformation and automation of liquidity management processes and systems.

• Southeast Asia Credit Business Regional BU Finance: As a financial partner, provide comprehensive financial support to the regional business team, including annual budget support, product solutions and pricing discussions, risk resolution, financial accounting implementation, principal audit, etc. Go deep into the credit business line (such as product design, channel expansion), participate in business meetings and provide feasibility analysis from a financial perspective (such as ROI calculation, cost-benefit model) • Business and financial data foundation construction and maintenance: responsible for mining, construction, tracking and maintaining relevant risk data that affects financial results, establishing a data reporting system, and monitoring loan asset quality • Internal and cross-team collaboration and reporting: fully cooperate with the headquarters BU finance team and various financial functional teams, actively participate in daily operations and project work, and participate in daily collaborative projects and operations. Establish a good cooperative relationship with business, risk control, data, product and other teams to improve the efficiency of data channels;

About Ant International Headquartered in Singapore, Ant International powers the future of global commerce with digital innovation that enables everyone and every business to thrive. In close collaboration with partners, we support clients of all sizes worldwide to achieve growth aspirations through a comprehensive range of tech-driven digital payment and financial services solutions. We are seeking Java Software Engineers to join our Indonesia team. In this role, you will develop and support end-to-end financial solutions for both domestic and cross-border financial services, driving success for our global clients and globalization business. Key Responsibilities Technical Support & Troubleshooting - Provide on-site and remote technical support for financial systems, ensuring minimal downtime and rapid resolution. - Diagnose and resolve Java application, Redis caching, and MySQL database issues, including vulnerabilities and middleware challenges. - Lead containment and remediation efforts for security incidents (e.g., data breaches, unauthorized access). - Perform root cause analysis (RCA) on critical incidents and implement preventive measures. System Maintenance & Optimization - Monitor system performance, review security logs, and conduct regular health checks. - Implement patches, vulnerability management processes, and system hardening for OS/database layers. - Collaborate with development teams to deploy patches, updates, fixes, and hotfixes in production environments. Client Communication & Requirements Handling - Act as the primary technical liaison between clients and Ant teams, ensuring security requirements are aligned with technical solutions. - Advise clients on secure system configuration aligned with industry standards (e.g., PCI-DSS, PDPA). Documentation & Knowledge Sharing - Develop and maintain detailed technical documentation, including incident playbooks, troubleshooting guides, and governance protocols. - Create client-facing materials on security best practices for credit data handling. Compliance & Collaboration - Ensure compliance with cybersecurity regulations and local credit industry requirements (e.g., PDPA, audit trails, access controls). - Conduct periodic security audits and coordinate penetration testing. - Partner with CybersecurityOps teams to implement intrusion detection/prevention systems (IDS/IPS).