蚂蚁金服Ant International-Risk Product Manager-Malaysia
任职要求
1. More than 3 years of work experience, preferably with experience in building cross-border payment acquisition or risk control products. 2. Experience in internet-related produ…
工作职责
1. Transform customer needs into product solutions, spearhead ther implementation and continuous improvement of products. 2. Lead the planning and design of risk and security products, collaborate with teams in international business, risk policy, and risk operations to enhance risk control and security capabilities. 3. Analyze and optimize mechanisms from a risk control perspective for Ant International's customer experience, merchant services, and security operations, providing sound security and business advice.
Ant International's Compliance and Risk Management Platform actively embraces increasingly stringent regulatory requirements worldwide. We leverage diverse thinking, platform capabilities, and innovative solutions to develop regulatory compliance technology products that serve global mobile payments, safeguarding the company from compliance, privacy, and financial risks. 1. Compliance Intelligence Center Development ● Lead the design and implementation of a global compliance monitoring & interpretation system, utilizing technical solutions (e.g., web crawlers) to track financial regulations, privacy laws (GDPR, CCPA), custodial fund policies, and other regulatory requirements across jurisdictions. ● Develop structured regulatory analysis tools to generate actionable compliance recommendations, collaborating with compliance teams to drive internal remediation. ● Establish a regulatory risk early-warning mechanism to provide proactive compliance support for global business expansion. 2. Legal Contract Center Development ● Build an end-to-end contract lifecycle management platform covering drafting, approval, signing, performance monitoring, and archiving. ● Partner with legal teams to design intelligent contract review modules (e.g., clause compliance verification, risk clause alerts). ● Create a centralized contract data repository enabling multi-dimensional search and statistical analysis to enhance legal operational efficiency. 3. Risk Assessment Product Development ● Develop enterprise-level risk evaluation tools to standardize requirement review processes (e.g., data security, fund flow analysis, technical compliance). ● Design automated risk assessment models integrating cross-departmental data to balance review efficiency and risk control effectiveness. ● Deliver visualized risk dashboards to facilitate executive decision-making and cross-functional collaboration. 4. Cross-functional Collaboration ● Coordinate with compliance, legal, privacy, and technology teams to implement risk control products across all business lines. ● Continuously monitor payment industry regulatory trends and refine product strategies to address emerging risks.
-Responsible for Alipay+ core product, which is to build payment and digitalization solution to connect users and merchants via e-wallet and acquirers. Besides that, the role will focus on more innovation industry on AI & AR product. -Act as an expert for the product, leads product strategy development and research the global market analysis to discover insights of product innovation - Collaborate with cross-functional teams and stakeholders, including external strategic commercial partner and internal business and tech team to deliver high quality product. - Understand payment and digital fintech industry, design product model and user flow, build product capability and integration solution to partner
Ant International is looking for a Business & Product Operations, Manager to drive the adoption and growth of, Buy Now Pay Later (BNPL) product which spans across Southeast Asia with focus in Malaysia Market. As part of the Regional Team, you will be the key personnel to ensure the smooth-running operations of our lending business supporting across leading E-commerce platforms responsible for all internal and external stakeholder management. You are a goal-getter, a people person and a desired team player for the regional and local country teams and a hands-on project manager to manage projects efficiently and implement the product roadmap and plans. • Manage the entire chain of business operations from product development plans, campaign management, marketing and partnership collaboration with internal stakeholders with cross function teams such as product, technology, legal, finance, compliance, marketing, credit risk and customer service within E-commerce platforms. • Work with our internal and external partners to drive the adoption and growth of BNPL in-country with good understanding of the fintech/ lending scenes in the markets. • Contribute and influence the product roadmap together with our product development and technology team to improve overall user experience, develop product features and product operational tools to improve the overall product user conversions and experience. • A data expert with the ability to analyse and report key business metrics that will have a strong influence on business decisions. • Deep understanding of marketing conversation funnel and user behaviour metrics with the ability to analyse current user retention, traffic to create meaningful and impactful campaigns to educate and drive adoption for BNPL usage. • To plan and execute marketing campaigns and projects with relevant cross-function domains to increase overall reach and visibility of BNPL. • Role also entails day to day operation managements from internal, external stakeholder alignment and communications with partners, promotion campaigns management, UAT, product roadmap planning, reporting and budget management.
Responsible for global merchant channel onboarding / registration operations supporting the lines of business: Antom (a leading provider of payment processing services to merchants worldwide via one-stop digital payment solutions) & Alipay+ (a suite of cross-border digital payment and digitalization technology solutions connecting global brands with mobile-savvy consumers worldwide) What you’ll do: • Work closely with stakeholders of Risk Management, Business Development, Account Manager, FI (Financial Institution) business, supporting the merchants’ registration and onboarding operations which is a very key business process before business go-live. Be the first point of contact for every merchant onboarding matter and closely work with various stakeholder teams to resolve any questions or issues from the merchant & business. • Be an internal product advocate, track product processes and contribute to the platform feedback and issues you get back from the merchants and lead the optimization on the operational product and process. • Manage all your daily operational work/projects productively within the agreed SLAs, adhere to the KYB/KYC requirements/guidelines and keep updating the best practices, leading the product and process optimization, driving better and more efficient onboarding experience. • Responsible for cross-functional collaboration with payment channel teams and risk control teams to ensure real-time onboarding requirement synchronization. Key duties include maintaining version-controlled SOP (standard operational process) documentation internally, conducting quality assurance including bi-weekly quality check/mitigation plan & daily case review. • Establish and maintain effective relationships within the all the stakeholders. • Communicate with payment channels via phone, email - where needed - to facilitate to provide a great onboarding experience from operational perspective.