蚂蚁金服Ant International-MLRO / Head of Financial Crime Compliance (FCC)-HK
任职要求
Requirements - Minimum 10 years of experience in AML/FCC. - At least 4 years as Head of AML/FCC or equivalent senior leadership role. - Minimum 3 years at VP level or above (AVP not considered). - Must be officially HKMA-registered MLRO (not internal title only). - Demonstrated experience directly engaging with HKMA and other regulators. - Experience within a licensed bank or recognized financial institution. - Strong preference for candidates from: - Retail banks with customer bases exceeding 500,000. - Large-scale institutions (ideally with exposure to million-level customer bases). - Experience in digital banking or fintech environments is advantageous. - Candidates from very small foreign branches or limited-scale institutions may not meet threshold requirements. - Native Cantonese speaker required. - Non-local candidates may be con…
工作职责
MLRO / Head of Financial Crime Compliance (FCC) Role Overview Ant Bank Hong Kong is seeking a seasoned and regulator-facing Money Laundering Reporting Officer (MLRO) / Head of FCC to lead and oversee the Bank’s financial crime compliance framework. This is a statutory MLRO role registered with the HKMA, responsible for regulatory engagement, AML/CFT governance, and leading digital compliance transformation within one of Hong Kong’s largest digital banking ecosystems. The role may expand to include oversight of the AlipayHK wallet business. This position offers the opportunity to drive compliance strategy within a high-growth digital bank and participate in the broader regional fintech and payments ecosystem. Key Responsibilities 1. Statutory MLRO Responsibilities - Act as the HKMA-registered MLRO for Ant Bank Hong Kong. - Serve as the primary point of contact with the HKMA and other regulators on AML/CFT matters. - Oversee suspicious transaction reporting (STR) governance and regulatory submissions. - Ensure full compliance with AMLO, HKMA guidelines, and applicable regulatory requirements. - Maintain effective regulatory engagement and manage onsite inspections, reviews, and remediation programs. 2. Financial Crime Compliance Leadership - Lead and manage the Bank’s AML/CFT framework, including: - Customer due diligence (CDD/KYC) - Transaction monitoring and sanctions screening - Financial crime risk assessments - Policy and control framework development - Oversee system governance, ensuring effective AML controls in digital banking environments. - Drive continuous enhancement of financial crime controls aligned with regulatory expectations and fintech innovation. 3. Strategic & Ecosystem Expansion - Support cross-border payments, global fund transfers, and emerging fintech initiatives from an FCC perspective. - Contribute to compliance strategy within a broader regional payment ecosystem. - Potentially assume oversight of AlipayHK wallet AML governance (subject to organizational structure). 4. Team Leadership & Governance - Lead a team of approximately 15 FCC professionals. - Provide strong governance, performance management, and talent development. - Promote a culture of accountability, agility, and regulatory excellence. - Coordinate cross-functionally with Risk, Legal, Technology, and Business teams.
Based in Hong Kong, this individual will be the key person of the Hong Kong AML Team to support Ant Group’s Alipay business. We are looking to hire a detail-oriented, hard-working senior compliance professional to join Ant Group. This person will work closely with regulators such as Hong Kong Customs and JFIU, other AML team members, legal, risk management, data privacy and other legal/compliance professionals, as well as Business, Product and Operation teams at Ant Group. The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills, exercise good judgement, experienced in the relevant Anti-Money Laundering (“AML”), Counter-Terrorist Financing (“CTF”), and sanctions in remittance, payments or financial services industry, and with demonstrable ability to effectively and proactively engage and partner with the business in a fast-paced and engaging environment. Responsibilities: 1.Act as the focal point for the oversight of all activities relating to the prevention and detection of AML/Sanctions/CTF in Hong Kong; 2.Provide support / guidance to the senior management to ensure that AML/Sanctions /CTF risks are adequately identified, understood and managed, in particular to communicate key AML/Sanctions /CTF issues including significant compliance deficiencies; 3.Carry out risk assessment at the enterprise level and on products and services offered by Ant Group; 4.Provide support and guidance to the Business Development team in relation to AML/Sanctions /CTF issues; 5.Work with in-house AML product and technology team to select and implement relevant technology solutions; 6.Actively identify and report suspicious transactions by reviewing internal disclosures and act as the main point of contact with the Hong Kong regulators and law enforcement agencies. Implement effective SAR reporting procedures in accordance with the local requirements; 7.Ensure financial crime surveillance and intelligence in country is effective; 8.Develop and review the AML/Sanctions /CTF systems to ensure they remain up-to-date, meet current statutory and regulatory requirements and are effective in managing AML/Sanctions /CTF risks arising from the business; 9.Ensure AML/Sanctions /CTF staff training is adequate, appropriate and effective; 10.Conduct due diligence review on strategic business partner to evaluate potential AML/Sanctions /CTF risks.