亚马逊Senior Risk Manager, Trustworthy Shopping Experience

bettr is the digital lending business under Ant International, focused on providing inclusive financial services to micro, small and medium enterprises (MSMEs) in strategic markets through partners via embedded finance. By leveraging its innovation-led tech like AI and privacy-preserving computing to enable secure financing solutions, bettr enhances the accessibility and ease of financing, unlocking growth opportunities for MSMEs. Key Responsibilities: - Set up credit risk management framework (process and policy), build and maintain onboarding, assessment, ongoing monitoring and reporting of exposures for the entity. This also includes the usage of AI/ML and the incorporating of alternative data into such models. - Meet Thailand regulatory requirement proactively with risk-related procedures, processes and policies. - Collaborate across functions, including business, product, tech, legal and compliance, enable embedded financing, implement data-driven credit assessment in the various lending platforms / ecosystems that the entity will engage itself in. - Conduct both regular and ad-hoc portfolio analysis on post lending accounts to identify the associated credit risks, update policy, and improving decision engine timely. - Manage the model risks for all scorecards and models including validation and monitoring under Group Model Risk Framework. - Solicit and analyse market related information on the practice or trend of RETAIL and SME risk management, and make recommendations to Senior Management for procedural reviews. - Lead local credit risk team, and enable approver and collection experts to improve daily efficiency with data-driven insight.

About Miravia Miravia is a cutting-edge e-commerce platform connecting buyers and sellers seamlessly. We pride ourselves on offering a diverse and dynamic shopping experience by bringing on board innovative brands across various categories. Located in Madrid, we are a passionate team working with partners from all over the world to build the e-commerce platforms of tomorrow. The Role The Miravia Risk team is seeking a strategic and experienced Senior Risk Governance Manager to build and lead our risk governance framework. This is a critical leadership role responsible for shaping the company's approach to regulatory compliance, internal policy, and platform integrity. What You'll Do (Responsibilities) ● Strategic Risk & Regulatory Foresight: ○ Develop and own the strategic roadmap for risk and compliance, anticipating large-scale regulatory changes well in advance. ○ Partner with Product and Tech teams to ensure risk and compliance priorities are integrated into their development roadmaps, providing clear requirements and strategic guidance. ○ Conduct in-depth risk assessments on new features and business initiatives, identifying potential compliance gaps and architecting mitigation strategies. ● Policy & Governance Framework Management: ○ Drive policy excellence by reviewing, updating, and creating a comprehensive suite of internal policies, Standard Operating Procedures (SOPs), and escalation paths. ○ Perform targeted internal audits and reviews to ensure adherence to our governance framework, documenting findings and leading the implementation of corrective actions. ○ Act as the primary gatekeeper for platform integrity, ensuring our seller ecosystem maintains high standards of quality and compliance. ● Regulatory Compliance & Reporting: ○ Manage the end-to-end lifecycle of regulatory reporting (e.g., DSA Transparency Reports), from data gathering and development to creation, publishing, and post-mortem analysis for continuous improvement. ○ Serve as a key point of contact for regulatory bodies and external stakeholders, effectively communicating our risk controls and compliance posture. ○ Lead the response to regulatory notices and critical user reports (e.g., prohibited goods), ensuring swift action within established SLAs. ● Training, Awareness & Trust Building: ○ Design and execute a mandatory, company-wide training program on risk, compliance, and regulatory requirements to foster a strong culture of awareness and accountability. ○ Develop and deliver targeted training programs for our sellers to improve their compliance with platform policies (e.g., medical content, restricted products) and upcoming regulations. ○ Enhance user trust by increasing the volume and quality of transparency content on the platform, managing updates, and monitoring user engagement.

Alibaba International Digital Commerce is looking for a Business Operations & Partnerships, Manager/ Senior Manager to drive the adoption and growth of Buy Now Pay Later (BNPL) product. As part of the Alibaba International Digital Commercial Digital Credit Team, you will be responsible for the continued business growth of BNPL and the main person in charge in the markets. This position is based in Hangzhou, China. • Manage the entire chain of business operations from product development plans, campaign management, marketing and partnership collaboration with internal stakeholders with cross function teams such as product, technology, legal, finance, compliance, marketing, credit risk and customer service within Aliexpress. • Work with our partner(s) to drive the adoption and growth of BNPL in Mexico and Brazil with good understanding of the fintech/ lending scenes regionally or globally. • Contribute and influence the product roadmap together with our product development and technology team to improve overall user experience, develop product features and product operational tools to improve the overall product user conversions and experience. • A data expert with the ability to analyse and report key business metrics that will have a strong influence on business decisions. • Deep understanding of marketing conversation funnel and user behaviour metrics with the ability to analyse current user retention, traffic to create meaningful and impactful campaigns to educate and convert Aliexpress BNPL users. • Role also entails day to day operation managements from external alignment and communications with partners, promotion campaigns management, UAT, product roadmap planning, reporting and budget management.

1. 负责阿里国际电商平台速卖通日本区域风险管理 2. 从平台视角，对各种业务场景进行评估，制定全链路合规治理思路，包括但不限于风控产品优化、策略主动/被动防控、负向投诉闭环等，平衡体验与安全，确保平台全球范围内符合合规要求； 3.以法律法规为基础，对合规体系进行建设，并确保有效落实； 4.对电商供应链进行商品合规管理，确保供应体系中商品合规； 5.和各监管部门进行有效沟通，避免合规监管风险； 6.良好的项目管理能力，整合产研资源，协同上下游各职能团队，推动重要风控项目落地实施，实现风险控制和商业价值的完美平衡。 1.Responsible for the Japan market compliance and risk management of AliExpress, Alibaba's global e-commerce platform; 2.From the platform perspective, evaluate various business scenarios, formulate full-chain compliance governance ideas, including but not limited to risk control product optimization, proactive/passive defense strategies, negative complaint closed-loop, etc., balance experience and security, and ensure compliance requirements are met globally on the platform; 3.Based on laws and regulations, construct a compliance system and ensure effective implementation; 4.Manage product compliance in the e-commerce supply chain to ensure compliance of products in the supply system; 5.Communicate effectively with regulatory authorities to avoid compliance and regulatory risks; 6.Good project management skills, integrate production and research resources, collaborate with upstream and downstream functional teams, promote the implementation of important risk control projects, and achieve a perfect balance between risk control and business value.