滴滴Payment Risk-金融策略模型实习生

With Ant's globalization strategy to provide excellent online payment service to SME clients, the candidate should have sense of global business development and strong sensitivity on online Payment and Finance Risk management operation areas. You would have the chance to design the end-to-end Risk Management operation solution about SME clients’ Onboarding and the day to day transition risk monitoring. To better achieve the risk management strategy, you would have the chance to work with the expertise globally to demonstrate how to better mitigate risk during onboarding review and transaction monitoring, and balance customer experience and risk control. At the same time, we would expect you to leading local risk operation systems establishment to facilitate the business growth in a health way. Responsibilities: 1.Understand business and internal product and process,to ensure the Risk operation excellent. 2.Design fraud and AML risk cases investigation method and prepare related for training to Risk team as well as business team. 3.Conduct Customer Due Diligence background investigations in adherence with fraud risk policy and compliance. 4.Work closely with the team to analysis the risk characteristics, customer experience pain points in a systematic way and establish the internal library of Customer Risk Profile. Provide knowledge feedback to risk policies/strategies team to improve operational efficiency and customer experience. 5.Monitor the operation system efficiency, and prepare intelligence reports / circulars for management's review. 6.Coordinate or collaborate with business units to solve the fraud and AML risk case, ensure the business comply with local requirement. 7.Support other ongoing customer risk management solution, including but not limit to, periodically account review, Enhance Due Diligence, etc.

· Recommending and driving projects to improve customer pain points within larger Payments organization and services across Amazon · Own the day to day operational relationship with our external FX and payments partners · Identifying operational gaps in new offerings and setting operational requirements for new projects · Managing medium to large sized business operations projects · Interfacing with business and technical customers, gathering requirements and producing data-driven analysis; partnering with internal teams to support new payment products or functionality post launch · Working with technology teams to drive payment processing performance improvement · Defining metrics for assessing performance and trends

Responsibilities 1. Handle and verify daily domestic and international payments, bank reconciliation and bank accounts book closing for local and overseas entities; 2. Monitor inflows and outflows of the entities to ensure sufficient working capital and maximize yield on excess cash; 3. Maintain proper records in Treasury Management System (TMS) and other related systems; 4. Handle bank accounts opening and administration, including ongoing KYC and compliance; 5. Liaise with banks on payment, cash management, account reconciliation and other banking matters; 6. Prepare periodic treasury and cash management reporting; 7. Ad-hoc assignments assigned by the management.

1.参与海外支付业务的产品与用户运营工作，包含策略设计、渠道管理、用户分层等C端增长工作，通过数据分析、建立漏斗等方法，探索、优化并沉淀用户增长方法论； 2.营销活动策划，针对活动进行数据复盘，以数据驱动用增策略迭代； 3.能熟练使用营销系统/CRM系统，对现有系统基于日常使用提出优化需求。