蚂蚁金服Ant International-Financial Crime Analyst (1 year Contract)-Malaysia
任职要求
• Experience: Minimum of 2 years of experience in AML space, preferably within the financial services sector.
• Fraud Expertise: Experience in fraud detection and prevention, with a strong understanding of fraud schemes and mitigation strategies.
• Onboarding Knowledge: Familiarity with UK and EEA customer onboarding processes, including AML and KYC requirements.
• Proactive and Organized: Proven ability to work proactively, stay organized, and efficiently manage tasks even under pressure.
• Regulatory Knowledge: Strong working knowledge of UK and EEA AML regulations and processes.
• Balanced Approach: Ability to strike a healthy balance between commercial drive and risk management, ensuring both business growth and regulatory compliance.
• Communication Skills: Excellent written and verbal communication skills to effectively collaborate with colleagues and clients.
• Attention to Detail: Exceptional attention to detail, ensuring accuracy in all tasks and documentation.
• Self-Motivated: Ability to self-motivate, take initiative, and inspire colleagues to excel.
• Time Management: Proficiency in multitasking and managing tasks with tight timelines and deliverables.
• Responsive: Adept at responding promptly to client and colleague inquiries.
• Adaptable: Open to change, committed to continuous learning, and future-oriented in your approach.
Location: This position is based in Kuala Lumpur, Malaysia. We are looking for a flexibility for night shift and/or to accomodate UK/EEA bank holidays when required.
工作职责
Our Risk team plays a critical role in ensuring the compliance and integrity of Ant Group's financial services operations in the UK and EMEA region. We specialize in conducting thorough high risk customer KYC onboarding, Sanctions, PEP (Politically Exposed Persons), and Adverse Media reviews, as well as handling Transaction Monitoring, fraud investigations and Suspicious Activity Information (SAI) filing. As a Financial Crime Analyst, you will be an integral part of our team dedicated to upholding the highest standards of regulatory compliance. What you’ll do: Conduct Comprehensive AML Screening Reviews: • Perform screening reviews, including Sanctions, PEP, and Adverse Media concerns. Sanctions Screening: • Conduct real-time and periodic reviews of customer, vendor, and transactional data to identify any individuals, entities, or countries subject to sanctions. • Maintain a comprehensive understanding of global sanctions lists and regulatory requirements. • Escalate and report potential sanctions violations to the appropriate authorities and internal stakeholders. PEP Screening: • Perform due diligence checks to determine if customers or business partners qualify as Politically Exposed Persons (PEP). • Maintain an up-to-date database of PEP profiles and their associated risk levels. • Collaborate with other departments to assess the potential risks and make recommendations for risk mitigation. Adverse Media Screening: • Monitor news sources, databases, and other relevant information channels to identify any adverse media concerning customers or entities. • Evaluate the relevance and impact of adverse media reports on compliance risk. • Document findings and communicate potential concerns to compliance management. Transaction Monitoring: • Monitor and analyse customer transactions to detect and investigate unusual or suspicious activities in accordance with AML regulations. SAI Filing: • Perform in-depth analysis of customer profiles, transactions, and associated data to identify potential AML risks. • Prepare and submit Suspicious Activity Information (SAI) reports to regulatory authorities when necessary, ensuring accuracy and timeliness. Fraud Detection and Prevention: • Implement and manage fraud detection strategies to identify and mitigate fraudulent activities. • Analyse transaction patterns to detect potential fraud and take corrective actions. • Collaborate with fraud investigation teams to support ongoing investigations and provide necessary AML insights. Customer Onboarding: • Oversee the onboarding process to ensure all new customers comply with AML and KYC (Know Your Customer) requirements. • Conduct thorough Enhanced Due Diligence during customer onboarding to assess potential risks. • Work with the Onboarding team to streamline processes and ensure efficient and compliant customer onboarding experiences. • Communicate with clients via our phone system, other communication systems as part of the clients onboarding.
1. Responsible for the governance of underlying anti-money laundering/sanctions/global trade compliance data to ensure the accuracy and completeness of data used by strategies, models, and systems. 2. Drive the identification and management of anti-money laundering/sanctions/global trade compliance risks using data-driven methods, assisting compliance officers in formulating effective risk control plans. 3. Support site compliance teams in responding to regular or ad-hoc internal and external regulatory inspections, providing regulatory reporting and data support. 4. Innovate with technical and algorithm teams to enhance automation in quantitative strategy qualification and improve manual review efficiency through big model-driven methods.
1. Responsible for the governance of underlying anti-money laundering/sanctions/global trade compliance data to ensure the accuracy and completeness of data used by strategies, models, and systems. 2. Drive the identification and management of anti-money laundering/sanctions/global trade compliance risks using data-driven methods, assisting compliance officers in formulating effective risk control plans. 3. Support site compliance teams in responding to regular or ad-hoc internal and external regulatory inspections, providing regulatory reporting and data support. 4. Innovate with technical and algorithm teams to enhance automation in quantitative strategy qualification and improve manual review efficiency through big model-driven methods.
About the Role: We are seeking an experienced Senior AML Analyst to join our compliance team. Reporting directly to the Director, AML Compliance, you will be responsible for supporting and enhancing the AML/CTF Program through advanced transaction monitoring, due diligence, and regulatory compliance activities. This role is ideally suited for candidates with exposure to fintech, stockbroking, crypto, or CFD trading industries, who can bring practical knowledge of complex products, trading activities, and customer structures into an AML/CTF compliance environment. Duties and Responsibilities: Review, investigate, and escalate unusual transaction alerts, customer activity, and complex cases under the Transaction Monitoring, OCDD, and ECDD frameworks. Assist in the preparation and submission of Suspicious Matter Reports (SMRs) to AUSTRAC. Perform advanced KYC/CDD/EDD checks for both individuals and non-individual accounts (KYB for companies, trusts, and SMSFs). Conduct PEP and sanctions screening, investigate potential matches, and escalate as required. Carry out investigations into potential breaches of the AML/CTF Program and escalate confirmed breaches. Contribute to the enhancement of AML systems, processes, policies, and procedures, ensuring they remain robust and compliant with regulatory requirements. Provide AML advisory support to internal business units, assisting them in identifying and managing ML/TF risks. Collaborate with cross-functional teams to ensure compliance obligations are met without compromising customer experience.
Key Responsibilities: -Lead and mentor a team of FCC specialists, including setting performance goals, conducting reviews, and resolving complex investigations. -Oversee daily transaction monitoring, SAR filings, and KYC/EDD processes to ensure compliance with global AML/CTF regulations. -Design strategic frameworks for risk detection, aligning with business growth and regulatory updates. -Drive automation initiatives such as AI model deployment and rules engine optimization to reduce false positives. -Act as primary point of contact for regulatory audits, internal investigations, and crisis management taskforces. -Drive workforce planning initiatives to optimize team capacity, forecast workload trends, and allocate resources efficiently during peak cycles or regulatory audits. -Report risk trends and mitigation plans to senior leadership.