蚂蚁金服Ant International-Financial Crime Compliance Data Analyst & Risk Detection-Malaysia

1. Responsible for the governance of underlying anti-money laundering/sanctions/global trade compliance data to ensure the accuracy and completeness of data used by strategies, models, and systems. 2. Drive the identification and management of anti-money laundering/sanctions/global trade compliance risks using data-driven methods, assisting compliance officers in formulating effective risk control plans. 3. Support site compliance teams in responding to regular or ad-hoc internal and external regulatory inspections, providing regulatory reporting and data support. 4. Innovate with technical and algorithm teams to enhance automation in quantitative strategy qualification and improve manual review efficiency through big model-driven methods.

Our Risk team plays a critical role in ensuring the compliance and integrity of Ant Group's financial services operations in the UK and EMEA region. We specialize in conducting thorough high risk customer KYC onboarding, Sanctions, PEP (Politically Exposed Persons), and Adverse Media reviews, as well as handling Transaction Monitoring, fraud investigations and Suspicious Activity Information (SAI) filing. As a Financial Crime Analyst, you will be an integral part of our team dedicated to upholding the highest standards of regulatory compliance. What you’ll do: Conduct Comprehensive AML Screening Reviews: • Perform screening reviews, including Sanctions, PEP, and Adverse Media concerns. Sanctions Screening: • Conduct real-time and periodic reviews of customer, vendor, and transactional data to identify any individuals, entities, or countries subject to sanctions. • Maintain a comprehensive understanding of global sanctions lists and regulatory requirements. • Escalate and report potential sanctions violations to the appropriate authorities and internal stakeholders. PEP Screening: • Perform due diligence checks to determine if customers or business partners qualify as Politically Exposed Persons (PEP). • Maintain an up-to-date database of PEP profiles and their associated risk levels. • Collaborate with other departments to assess the potential risks and make recommendations for risk mitigation. Adverse Media Screening: • Monitor news sources, databases, and other relevant information channels to identify any adverse media concerning customers or entities. • Evaluate the relevance and impact of adverse media reports on compliance risk. • Document findings and communicate potential concerns to compliance management. Transaction Monitoring: • Monitor and analyse customer transactions to detect and investigate unusual or suspicious activities in accordance with AML regulations. SAI Filing: • Perform in-depth analysis of customer profiles, transactions, and associated data to identify potential AML risks. • Prepare and submit Suspicious Activity Information (SAI) reports to regulatory authorities when necessary, ensuring accuracy and timeliness. Fraud Detection and Prevention: • Implement and manage fraud detection strategies to identify and mitigate fraudulent activities. • Analyse transaction patterns to detect potential fraud and take corrective actions. • Collaborate with fraud investigation teams to support ongoing investigations and provide necessary AML insights. Customer Onboarding: • Oversee the onboarding process to ensure all new customers comply with AML and KYC (Know Your Customer) requirements. • Conduct thorough Enhanced Due Diligence during customer onboarding to assess potential risks. • Work with the Onboarding team to streamline processes and ensure efficient and compliant customer onboarding experiences. • Communicate with clients via our phone system, other communication systems as part of the clients onboarding.

We are seeking a Business Solutions Engineer with a strong background in financial crime risk systems to drive the design, implementation, and optimization of our KYC (Know Your Customer), Fraud Detection, and Transaction Monitoring (TM) platforms. In this role, you will bridge the gap between business needs and technical solutions — translating regulatory requirements, operational workflows, and fraud risks into scalable, automated system designs. You’ll play a key role in ensuring our digital banking platform remains secure, compliant, and resilient against evolving threats. This is a high-impact position that sits at the intersection of product, technology, compliance, and security — ideal for someone passionate about building intelligent, data-driven risk systems in a fast-moving fintech environment. Lead the analysis and design of end-to-end solutions for KYC onboarding, ongoing customer due diligence, fraud detection, and real-time transaction monitoring systems. Work closely with internal engineering teams to integrate and customize platforms. Collaborate with Compliance, AML, Risk, Operations, and Product teams to gather functional and non-functional requirements. Map current and future-state processes for customer verification, risk scoring, alert investigation, and case management. Ensure system designs meet MAS, FATF, and other regulatory standards for customer identification, suspicious transaction reporting, and fraud prevention. Own end-to-end testing (SIT, UAT, production rollout) of new features and system enhancements. Validate detection efficacy, system performance, and integration with core banking and payment platforms.

The AML Risk Assessment & Controls Manager is a key member of the AML team responsible for designing and executing a risk-based framework to assess, document, and communicate Ant’s AML risk exposure. This role brings together regulatory expertise, analytical rigor, and business insight to identify emerging AML risks, evaluate the effectiveness of existing controls, and shape the organization’s risk mitigation strategies. The role will lead the end-to-end risk assessment lifecycle – from methodology design to stakeholder engagement and reporting. The manager will partner cross functionally to ensure risk assessments are accurate, actionable, and embedded into decision-making. They will also monitor regulatory developments and market trends to proactively adapt the methodology and advise senior leadership on potential exposures and mitigants. Success in this role requires a proactive, data-driven, and collaborative approach. The ideal candidate will bring deep understanding of AML risks in a fast-faced, regulated environment, with a proven ability to translate complex risks into clear control strategies and governance recommendations. Main Responsibilities - Conduct and draft regulatory AML risk assessments to surface potential risk exposures. - Analyze emerging AML trends and evaluate their impact on business lines; deliver actionable insights to guide risk mitigation strategies. - Advise business teams and the BSA Officer on emerging regulatory risks, industry best practices, and control effectiveness. - Develop, update, and enhance risk assessment methodologies to reflect evolving threats, regulatory changes, and business expansion. - Create and maintain materials (risk maps, control matrices, executive briefings) to clearly communicate risks and control coverage to senior leadership and stakeholders. - Provide ongoing reporting on risk assessment outputs, remediation status and control performance to BSA Officer. - Stay current on global AML regulatory developments, enforcement actions, and industry frameworks to continually evolve the program.