蚂蚁金服Ant International-Financial Crime Compliance Data Analyst & Risk Detection-Malaysia

1. Responsible for the governance of underlying anti-money laundering/sanctions/global trade compliance data to ensure the accuracy and completeness of data used by strategies, models, and systems. 2. Drive the identification and management of anti-money laundering/sanctions/global trade compliance risks using data-driven methods, assisting compliance officers in formulating effective risk control plans. 3. Support site compliance teams in responding to regular or ad-hoc internal and external regulatory inspections, providing regulatory reporting and data support. 4. Innovate with technical and algorithm teams to enhance automation in quantitative strategy qualification and improve manual review efficiency through big model-driven methods.

Our Risk team plays a critical role in ensuring the compliance and integrity of Ant Group's financial services operations in the UK and EMEA region. We specialize in conducting thorough high risk customer KYC onboarding, Sanctions, PEP (Politically Exposed Persons), and Adverse Media reviews, as well as handling Transaction Monitoring, fraud investigations and Suspicious Activity Information (SAI) filing. As a Financial Crime Analyst, you will be an integral part of our team dedicated to upholding the highest standards of regulatory compliance. What you’ll do: Conduct Comprehensive AML Screening Reviews: • Perform screening reviews, including Sanctions, PEP, and Adverse Media concerns. Sanctions Screening: • Conduct real-time and periodic reviews of customer, vendor, and transactional data to identify any individuals, entities, or countries subject to sanctions. • Maintain a comprehensive understanding of global sanctions lists and regulatory requirements. • Escalate and report potential sanctions violations to the appropriate authorities and internal stakeholders. PEP Screening: • Perform due diligence checks to determine if customers or business partners qualify as Politically Exposed Persons (PEP). • Maintain an up-to-date database of PEP profiles and their associated risk levels. • Collaborate with other departments to assess the potential risks and make recommendations for risk mitigation. Adverse Media Screening: • Monitor news sources, databases, and other relevant information channels to identify any adverse media concerning customers or entities. • Evaluate the relevance and impact of adverse media reports on compliance risk. • Document findings and communicate potential concerns to compliance management. Transaction Monitoring: • Monitor and analyse customer transactions to detect and investigate unusual or suspicious activities in accordance with AML regulations. SAI Filing: • Perform in-depth analysis of customer profiles, transactions, and associated data to identify potential AML risks. • Prepare and submit Suspicious Activity Information (SAI) reports to regulatory authorities when necessary, ensuring accuracy and timeliness. Fraud Detection and Prevention: • Implement and manage fraud detection strategies to identify and mitigate fraudulent activities. • Analyse transaction patterns to detect potential fraud and take corrective actions. • Collaborate with fraud investigation teams to support ongoing investigations and provide necessary AML insights. Customer Onboarding: • Oversee the onboarding process to ensure all new customers comply with AML and KYC (Know Your Customer) requirements. • Conduct thorough Enhanced Due Diligence during customer onboarding to assess potential risks. • Work with the Onboarding team to streamline processes and ensure efficient and compliant customer onboarding experiences. • Communicate with clients via our phone system, other communication systems as part of the clients onboarding.

Fraud Risk Lead acts as the strategic brain and face of fraud risk for the Bank, owning overall strategy, governance, analytics, and external touchpoints for all fraud related areas. This role will report in to the Chief Risk Officer. The Fraud Risk Lead will be responsible for executing and enhancing the Bank's fraud risk management framework, aligning with MAS guidelines and industry best practices. This role covers fraud strategy, governance, and analytics, while providing oversight to the fraud analysts handling day-to-day monitoring and prevention activities. • Define the fraud risk strategy, appetite, and policies in alignment with enterprise risk and regulatory expectations. • Establishing fraud risk governance forums, reporting dashboards, and KRIs for senior management/board oversight. • Ensure compliance with MAS guidelines and industry fraud standards. • Lead development of fraud detection rules, models, and analytics dashboards. • Conduct fraud trend analysis and horizon scanning to identify emerging threats. • Partner with data science/technology teams to deploy fraud rules/models. • Supervise fraud analysts covering onboarding reviews, transaction monitoring, and investigations. • Provide guidance on case escalation and regulatory reporting. • Act as key liaison with industry fraud forums, and law enforcement on fraud-related matters. • Coordinate with Regulatory Compliance to prepare and report to the regulator/ law enforcers as required. • Develop and provide fraud training for the Bank employees to promote fraud risk awareness and ensure relevant employees are trained on the fraud risk policy. • Define and propose risk management metrics to monitor the risk and control environment; and periodically report to the risk committees to support senior management in risk oversight and governance • Conduct fraud risk assessment on new products launch and processes change • Support internal and external audit engagements, and assessments like RCSA.

• Review client KYC documentation and support CDD/EDD review for retail and institutional accounts, including identity verification, source of funds/wealth information, and completeness checks, in accordance with AML/CFT policies and regulatory requirements. • Conduct review of transaction monitoring, trade surveillance, name screening, and share transfer alerts on a daily and monthly basis and escalate alerts with potential financial crime risks for further investigation. • Assist in the preparation of investigation summaries by gathering relevant information, transaction data, and supporting documents. • Support the preparation and filing of Suspicious Transaction Reports (STRs) on a timely matter. • Provide AML/CFT guidance to internal stakeholders on documentation requirements and standard onboarding or review processes. • Assist in the preparation of routine FCC management information including statistics on onboarding reviews, alerts, and escalations. • Participate in FCC training sessions and stay updated on internal AML/CFT policies, procedures, and regulatory updates relevant to assigned tasks. • Support ad-hoc FCC tasks, internal reviews, audits, and regulatory information requests as assigned.