蚂蚁金服Ant International-Risk Policy and Solution Specialist (to B Product)-Malaysia
任职要求
1. Bachelor's and above degree, at least 3 years’ experience in risk management matters, better to have working experience in merchant risk management or on-line payment risk management. 2. Have risk solution design and project delivery experience in industries including banks, paym…
工作职责
We are looking for a Risk Policy and Operation Solution Manager to support Ant International business growth, ensure the safety of merchant funding account, manage multiple type of risk such as identity fraud, scam, abuse and account take-over, as well as user-experience balance. This role will act as the expert of risk solution, deliver risk assessment and solution to mitigate risk by leveraging Ant Risk capabilities. Job Descriptions: 1. In depth understanding of merchant funding account and cross-board ecommerce market, conduct risk assessment, identify potential risk and design solution to the business team, leveraging Ant risk capabilities to facilitate business goal achievement. 2. Responsible for the solution-based project management, engage internal stakeholders across function such as product and technical teams to ensure risk solution are delivered timely and track the effect of risk solution continuously. 3. Identify new fraud and cybercrime threats by reviewing and investigating suspected/fraud cases, continuous refinement of internal risk control framework, policies, fraud management engine and operation procedures to mitigate risk. 4. Optimizing risk performance and user experience by solution or operation process upgrade continuously.
With Ant's globalization strategy to provide excellent online payment service to SME clients, the candidate should have sense of global business development and strong sensitivity on online Payment and Finance Risk management operation areas. You would have the chance to design the end-to-end Risk Management operation solution about SME clients’ Onboarding and the day to day transition risk monitoring. To better achieve the risk management strategy, you would have the chance to work with the expertise globally to demonstrate how to better mitigate risk during onboarding review and transaction monitoring, and balance customer experience and risk control. At the same time, we would expect you to leading local risk operation systems establishment to facilitate the business growth in a health way. Responsibilities: 1.Understand business and internal product and process,to ensure the Risk operation excellent. 2.Design fraud and AML risk cases investigation method and prepare related for training to Risk team as well as business team. 3.Conduct Customer Due Diligence background investigations in adherence with fraud risk policy and compliance. 4.Work closely with the team to analysis the risk characteristics, customer experience pain points in a systematic way and establish the internal library of Customer Risk Profile. Provide knowledge feedback to risk policies/strategies team to improve operational efficiency and customer experience. 5.Monitor the operation system efficiency, and prepare intelligence reports / circulars for management's review. 6.Coordinate or collaborate with business units to solve the fraud and AML risk case, ensure the business comply with local requirement. 7.Support other ongoing customer risk management solution, including but not limit to, periodically account review, Enhance Due Diligence, etc.
We are currently seeking a high calibre professional to join our team in Malaysia as KYC Quality Assurance (Senior Specialist). Job Specification This role is required to operate with a strong commercial focus ensuring alignment to the Bank’s business objectives while adhering to the Bank’s control principles at all times. The Senior KYC Specialist is required to utilise knowledge and expertise to manage and execute KYC-related activities, including onboarding, customer outreach, periodic and event trigger reviews, and provide SME support to the rest of the production team to ensure cases are completed in line with regulatory standard and the Bank’s KYC procedures. The successful candidate will join the KYC Operations team in Malaysia, reporting directly into the Operations Manager in Malaysia and KYC Operations lead in Singapore. Core Responsibilities and Accountability • Execute QA strategy • Drive consistent approach to case completions and quality across local and offshore teams • Test the quality of approved KYC records against the Quality Assurance standards, reviewing the reliability and integrity of data collected and challenging the appropriateness of assumptions made where appropriate, and record results in the case management system • Preparation of QA scorecards in accordance with QA scoring matrix at team and individual levels, and monthly QA report for management reporting • Presents results to key stakeholders, tracks and monitors rectifications to the critical defects identified • Anticipate challenges and initiate solutions in the QA testing process • Review and endorse coaching documentation completed by team lead Others • Provide ongoing SME guidance to support the production teams • Identify key issues, risks and trends relating to output quality and perform root cause analysis; make recommendations for addressing identified deficiencies or improvement to operational processes • Deliver policy trainings and refreshers, as required • Provide support for urgent requests, assist the team in completing ad-hoc projects • Stay updated on industry best practices and emerging technologies in quality assurance and customer service to recommend implementable innovations Leadership & Teamwork • Advocate focus in customer experience at the heart of the team’s operations • Champion agile ways of working across the team • Ability to identify and break down complex problems, and work with various stakeholders in implementing optimal solutions with strategic intent • Build and maintain strong relationships with key stakeholders including AML, Risk, Business, Tech, Customer Service and Operations teams
ASML China brings together the most creative minds in science and technology to develop lithography machines that are key to producing faster, cheaper, more energy-efficient microchips. The CRE Physical Security Operations Specialist is responsible for the strategical and tactical security operations to safeguard its assets in China, so ASML can accomplish its business goals in a secured environment. Our headquarters are in Veldhoven, the Netherlands, and we have 25 building locations around the China, including main offices and training centers in Shanghai, Beijing, and Shenzhen. Job Summary: The Corporate Real Estate Physical Security Operations Specialist ensures the safety and security of ASML’s assets and facilities in China. You will work across various security disciplines to support daily operations, safeguard assets, and enhance the company's security posture while maintaining business continuity and compliance with relevant regulations. Key Responsibilities: Security Operations Management: Presents complex Security topics in an understandable way, offering solutions and suggestions. Speaks up when risks, opportunities or concerns are identified that could impact goals, operations, or people. Effectively and independently manages complex tasks and projects. Has a solid foundation in internal and external stakeholder management, is able to understand different perspectives, can act upon those and can prioritize needs. Oversee daily physical security operations across ASML facilities in China, including offices and training centers. Manage security guards, access control systems, and security incident response procedures. Collaborate with third-party security providers and internal teams to ensure smooth operations and maintain high standards of physical security. Monitor and report on the performance of physical security systems and ensure they align with ASML's security policies. Policy & Standard Execution: Implement and enforce physical security policies, procedures, and standards across all locations in China. Regularly review and improve security protocols and recommend necessary changes based on evolving risks. Support the execution of ASML's security strategy and assist in setting operational goals. Risk & Incident Management: Proactively identify and assess physical security risks across ASML China locations. Lead and coordinate the response to security incidents, ensuring they are managed according to company protocols. Manage investigations related to security breaches and collaborate with local law enforcement if necessary. Stakeholder & Team Engagement: Develop and maintain relationships with key internal stakeholders, including facilities management, HR, and legal teams. Provide guidance and support to security guards and other security staff to ensure adherence to procedures. Engage with external stakeholders, including security vendors and law enforcement agencies, to address security issues and share updates. Training & Development: Assist in the training and development of security personnel to ensure consistent service and high standards of security practice. Lead training sessions on security protocols, incident response, and access control procedures. Continuous Improvement: Contribute to ongoing improvements in security processes, tools, and systems. Monitor trends and technologies in physical security and apply relevant innovations to improve ASML’s security operations.
Team Introduction: Dedicated to building an industry-leading large-model dialogue system, the team serves hundreds of millions of daily active users, with application scenarios covering the entire Douyin e-commerce ecosystem. This includes core business scenarios such as platform customer service, platform merchant service, merchant customer service, influencer customer service, and innovative intelligent shopping guides. Through continuous technological innovation and optimization, the team has successfully established a complete intelligent dialogue solution, delivering significant efficiency improvements and user experience enhancements to e-commerce operations. Research Objectives: Develop an LLM-based customer service chatbot for TikTok and Douyin E-commerce, enabling intelligent customer service interactions. The LLM will handle the entire user inquiry process, including request clarification, solution negotiation, and execution. Necessity: LLM's strong conversational and reasoning abilities make it especially suitable for intelligent customer service, capable of potentially reaching the service standards of excellent human representatives. Research Content: Design a multi-agent framework based on LLM, integrating planning-agent, reply-agent, and tool-agent. Each agent will specialize in different functions, working collaboratively to manage the complete service process—from issue identification and solution negotiation to solution implementation and feedback. 1) Reply-agent ensures the proposed solutions comply with platform policies and service guidelines, avoids excessive improvisation or hallucinations, and maintains smooth communication and negotiation with the user. 2) Planning-agent identifies user demands and problem scenarios, sourcing relevant service guidelines and constraints as well as recognizing risk scenarios. 3) Tool-agent validates the legality of tool usage, accurately interprets the results from tool interactions, and manages execution dependencies of various actions. Research Challenges: Compliance with service guidelines: Ensuring the chatbot's solutions adhere to platform service guidelines (such as available refund within xx days of parcel arrival and coupon limits per user per week). Dynamic feedback adaptation: Static adherence to service rules and providing fixed solutions can limit the flexibility of reply-agents, preventing them from acting like excellent human customer service representatives. By enabling reply-agents to interact in real-time with their environment, considering user's behavioral trends, demands expressed during inquiries, and feedback on proposed solutions, personalized service can be provided. This approach fosters adaptive responses and progressive services and solutions, closely mirroring the flexibility and excellence of human customer service. Self-reflection: Employing LLM's capabilities to understand, analyze, and evaluate its own behavior, fostering self-supervision and decision refinement through reflection on outputs, particularly with complex and ambiguous tasks. Complex image processing: Handling scenarios involving numerous complex images (including shipping order photos, bank transaction screenshots, images of damaged goods received, and seller qualification certifications). These images contain key information crucial to enhancing the chatbot's problem resolution capabilities. 团队介绍： 智能对话团队，致力于打造业界领先的大模型对话系统。团队服务的日活用户超过数亿，应用场景覆盖抖音电商全链路，包括平台客服、平台商服、商家客服、达人客服，以及创新的智能导购等核心业务场景，通过持续的技术创新和优化，成功构建了一套完整的智能对话解决方案，为电商业务带来了显著的效率提升和用户体验改善。 课题目标： 构建基于LLM的电商客服机器人（Chatbot），服务TikTok和抖音电商智能客服场景，由LLM完成一次用户进线的完整接待过程，包括诉求澄清、方案协商、方案执行等阶段。 必要性： LLM具有强大的对话和推理能力，智能客服是LLM能够发挥价值的最典型场景，有机会能够达到匹配优秀人工客服的服务能力。 课题内容： 设计一个基于LLM 的 multi-agent framework，将 planning-agent、reply-agent、tool-agent 集成到一起，每个 agent 负责不同能力，互相协同，完成从问题定位、方案协商，到方案执行、结果反馈等服务全流程。reply agent 需要确保给用户提供的方案是符合平台的相关政策和service policy的，不自行过度发挥、不出现幻觉，顺滑的完成和用户的沟通协商过程；planning agent 完成定位用户诉求和问题场景，以便从外部获取该场景的服务准则和约束，如何识别风险场景；tool agent 需要确保工具调用的合法性、接收和解析工具调用的返回结果，另外一些动作的执行存在前后依赖的问题。 课题挑战： 1、遵循服务准则：如何确保方案Chatbot提供的方案是follow平台服务准则的，例如到货xx天之内可以申请退款、同一用户一星期内最多发送xx额度的优惠券； 2、感知环境反馈：reply agent如果只能死板的follow当前场景服务准则，提供一层不变的方案，是无法像优秀客服一样做到灵活变通的。让Agent能够实时的和环境打通，通过结合当前用户进线前的行为动线、进线后表达的诉求和用户对 agent 提供方案的反馈，为用户提供个性化的服务，对用户的实时反馈有响应，像优秀客服一样能随机应变，递进式的提供服务和解决方案； 3、进行自我反思：利用LLM理解、分析和评价其自身的行为，使LLM能够自我监督，通过对自身输出的反思，改进其所做的决策，以便在处理复杂、有歧义的任务时，能有更好的表现； 4、复杂图片理解：电商场景存在大量复杂的图片，包括运费订单实拍图、银行流水截图、买家收货缺件破损的、商家各类资质证明等，这类图片往往包含重要的信息，对提升Chatbot解决能力非常重要。