蚂蚁金服Ant International-Standard Payment and Collection Product Manager-Malaysia
任职要求
1. Experienced in banking or international payment institution clearing and settlement operations. Familiarity with SWIFT and major domestic clearing systems 2. Having a deep understanding of international clearing networks such as SWIFT, SEPA, ACH, Fedwire, and RTGS, along with hands-on experience in channel integration projects, will be a strong plus. 3. Skilled in customer-focused product design, with an understanding of internet finance service processes, business architecture design, and unique business policies. 4. Strong logical thinking and communication skills, adept at cross-departmental and cross-regional coordination. Data-savvy with a holistic view of product development. 5. A collaborative team player with high resilience, a strong sense of responsibility, and a deep commitment to ownership. 6. Preferably, possesses some business or system architecture capabilities
工作职责
1. Oversee the end-to-end lifecycle management of Standard Payment and Collection Product, including requirements analysis, product planning, solution design, and implementation. 2. Develop a deep understanding of cross-border clearing networks (e.g., SWIFT, SEPA, Fedwire) and design payment routing solutions that meet business growth needs while adhering to multi-jurisdictional regulatory requirements. 3. Build a global payment product framework, optimizing fund processing efficiency and cost structures, while improving settlement speed and cost transparency. 4. Collaborate with banks, clearing institutions, and third-party payment networks to establish a stable ecosystem of payment channel partnerships. 5. Continuously enhance product experiences through data analysis, support the operational team in building operational tools, and establish key metrics monitoring systems (e.g., success rates, timeliness, and cost rates).
1. Contract Management Draft, review, and manage contracts between Keeta and local 3PL partners. Coordinate with legal teams to localize and optimize standard contract templates. Track contract performance, ensure key terms are fulfilled, and identify potential compliance risks. 2. Onboarding & Qualification Execute end-to-end onboarding process: document collection, qualification screening, due diligence, and record-keeping. Build and maintain a robust 3PL database with complete and up-to-date documentation. Support the development of SOPs and digital systems for merchant qualification and tracking. 3. Compliance & Risk Control Enforce MEI (Microentrepreneur) compliance policies and educate 3PL partners on related requirements. Assist with routine audits on 3PL contracts and rider payment paths to mitigate labor relationship risks. Work cross-functionally with legal, finance, and risk teams to develop a sustainable and low-risk partnership model.
岗位目的:With background of FAB and Back End engineering experience, familiar with the procurement process, through professional analysis and price negotiation, to maximize the benefits of company. And cooperate with relevant departments to complete the delivery date on time and develop qualified suppliers to ensure supply chain safety. 岗位职责: 1. Follow procurement procedure to ensure negotiation process/result fulfill compliance requirement. 2. Be professional of vendor selection, negotiation, quota allocation, commercial review, contracting through standard commercial process to get cost, supply, delivery benefits 3. Responsible for driving the operation stability in delivery, cost structure, partner relationships with key suppliers 4. Drive on time deliveries for tools, spares and sub system etc. with clear lead time info. collection to support production plan followed IE schedule planning. 5. Work with end use mitigate the risk of tooling/spares/material shortage, and drive actions to maintain the inventory levels of assigned spares/materials in collaboration with cross organizational stakeholders. 6. Work with Eng team for equipment second source development to ensure the supply chain safe 7. Work with FIN, Legal to ensure the letter of credit, payment, and contract signed on time to suppliers. 8. Work with logistic, ESH, and PA teams to ensure goods transportation without any issues.
Position Overview: Oversee the full life cycle management of spare parts, establish an end-to-end sales system covering dealer management, pricing strategies, and digital operations, formulate market-oriented sales strategies, collaborate with warehousing logistics and digital construction, and ensure spare parts supply efficiency and profitability goals. Core Responsibilities 1、Dealer Lifecycle Management -Establish a distributor tiered management system and develop tiered training, empowerment, and onboarding standards and processes. Guide distributors to submit orders in compliance with standards through empowerment training, aiming to increase distributor order accuracy to over 95% and achieve sales targets. -Maintain and build dealer docking mechanisms, guide dealers to respond promptly to demand, such as order submission, payment, and shipping and pickup, while coordinating with warehousing and logistics departments to optimize distribution processes. -Build competitor intelligence collection channels to drive adjustments to our brand’s commercial policies and pricing strategies. 2、Profit and Pricing Strategies -Develop an annual dual-target business system for sales volume and profit, and build pricing models and commercial policy combinations to ensure target achievement. -Establish a pricing compliance review mechanism to ensure the price competitiveness of our brand’s core parts, and be responsible for maintaining master data of system sales prices. -Be responsible for the development of accessories and the formulation of sales strategies, and identify high-demand categories. 3、Operational Indicators and Process Optimization -Coordinate with procurement and warehousing teams to shorten replenishment cycles, focusing on key indicators such as order fulfillment rate (≥95%) and inventory-to-sales ratio (≤6). -Develop dealer management standard manuals, lead dealer inventory and sales diagnostics, and guide distributors to optimize inventory structures. 4、Team Management -Manage local sales teams (including procurement and logistics personnel), undertake and decompose KPIs and tasks issued by headquarters; undertake headquarters’ global strategic tasks, such as new market expansion pilots. -Be responsible for departmental team budget formulation and strategy development.
The business: Bettr is the digital lending business under Ant International, focused on providing inclusive financial services to micro, small and medium enterprises (MSMEs) in strategic markets through partners via embedded finance. By leveraging its innovation-led tech like AI and privacy-preserving computing to enable secure financing solutions, Bettr enhances the accessibility and ease of financing, unlocking growth opportunities for MSMEs. The role: The Bettr Fund Operations Manager is a key member of the business treasury team, looking after all fund operation matters for the Bettr business. Key responsibilities: 1. Manage day-to-day fund settlements for Bettr, including loan disbursements and internal funds transfers. 2. Open and maintain account structure to support Bettr growth roadmap, including bank accounts, VA, third party payment accounts etc. 3. Execute system host-to-host connection between Bettr accounts and Treasury system. 4. Handle inquiries related to accounts, loan disbursements, repayments etc. 5. Ensure Bettr fund operations are managed in line with A&I Treasury and internal control standards. 6. Drive digital transformation and automation of Treasury operation processes and systems.