蚂蚁金服Ant International-Compliance Officer (AML/CFT)-Malaysia
任职要求
Job Requirements: - Experience: At least 5 years of experience in AML/CTF, financial crime prevention, or a related field, with a minimum of 2 years in an AML/CTF Compliance role; - Knowledge: In-depth knowledge of AML/CTF regulations, including those from regulators in Southeast Asian countries, FATF reco…
工作职责
Job Summary: The candidate will be part of the expanding Ant International Legal, Compliance, AML and Privacy team, supporting the international business and will be part of the APAC AML Team. The candidate will assist the entity AMLOs in fulfilling the AML responsibilities of entities in South East Asia as needed. We are seeking a meticulous and industrious AML-Compliance professional to collaborate closely with internal stakeholders. The candidate will be versatile and flexible with the ability to manage an ambiguous and dynamic environment with changing priorities. Key Responsibilities: 1. Interpret regulations in collaboration with the AMLO and manage specific AML strategies. These strategies encompass, but are not limited to, those concerning PEPs, monitoring suspicious transactions, maintaining blacklists, conducting EDD, reviewing negative news, and performing CDD. 2. Review and approve the escalation of high-risk accounts and PEP cases, ensuring that significant AML risks and concerns are escalated to the AMLO as necessary. 3. Provide support to the AMLO in addressing regulatory-related requests, including ad hoc requests and inspections. 4. Assist the AMLO in the auditing process and the preparation of regulatory reports, including the Institutional Risk Assessment Report and the Suspicious Transactions Report. 5. Collaborate with the AMLO to identify and mitigate potential areas of AML risk and any existing gaps in compliance practices. 6. Manage inquiries related to AML/CTF and Due Diligence Questionnaires from banking partners and business associates Requirements: 1. Minimum 5 years of relevant experience in AML/CFT, financial crime prevention, or a related field, with a minimum of 2 years in an AML/CFT compliance role. 2. In-depth knowledge of AML/CFT regulations in Malaysia. 3. Strong communication skills in both English and Mandarin are advantageous. 4. Ability to work both independently and as part of a team, and perform well under pressure to meet deadlines. 5. Experience liaising with Malaysian regulators is preferred. 6. Certification from ICA, ACAMS, or a similar institution is a plus.
1. Develop, maintain, and implement the Anti-Money Laundering (AML) Program. 2. Manage submissions, regulatory inquiries, audits, and ensure strong working relationships with regulatory authorities in Malaysia, including coordinating on-site inspections as needed. 3. Provide sound advice, recommendations, and solutions to relevant stakeholders regarding AML regulatory issues for licensed institutions in Malaysia. 4. Support and guide senior management to ensure that AML/CFT, and sanctions risks are adequately identified, understood, and mitigated. 5. Help formulate, review, and maintain the compliance framework, policies, and procedures to ensure ongoing compliance with AML-related laws and regulations in Malaysia. 6. Conduct periodic internal compliance training sessions and compliance risk assessments.
• Assist with the ongoing/periodic update of the relevant entities’ AML/CFT and Sanctions Program, policies and procedures • Assist with the oversight of implementation, effectiveness and sustainability of AML controls • Assist MLROs in relation to the review of escalated alerts (EDD, transaction monitoring, name screening alerts etc) • Perform suspicious transactions/activities reporting to the relevant authorities as required • Monitor, keep abreast and assess impact of AML/CFT and sanctions regulatory developments • Provide advice and guidance on relevant AML laws and regulations • Handle and advise internal stakeholders on AML / CFT and sanctions related enquiries • Identify and mitigate potential areas of AML compliance vulnerability and risks / gaps • Collaborate with Risk and Compliance functions to address AML compliance issues and engender a culture of compliance within the business • Assist with the preparation of AML materials for entity Board and risk management governance committee meetings • Assist to ensure that AML / CFT and Sanctions training for employees is adequate, appropriate and effective
As the Money Laundering Reporting Officer (“MLRO”) for ANEXT Bank (“the Bank”), the individual will have overall responsibility for developing, maintaining and implementing the Bank’s AML, Countering the Financing of Terrorism (“CFT”) and Sanctions Programme. The MLRO will report to the Head of Legal & Compliance, and work closely with the Bank’s senior management to ensure that the Bank’s AML / CFT Programme is robust and in line with regulatory expectations. The ideal candidate will be a hands-on and confident self-starter with strong interpersonal and organizational skills, and the ability to work independently and collaboratively in a fast paced and dynamic working environment. • Ensure that the AML / CFT and Sanctions function is best-in-class, and continuously keeps abreast with evolving regulatory requirements and expectations. • Provide support / guidance to senior management to ensure that AML / CFT and Sanctions risks are adequately identified, understood and mitigated. • Be the main point of contact for MAS and relevant law enforcement agencies, with regards to AML / CFT matters. Work closely with Regulatory Compliance to ensure that the Bank continues to build its credibility with MAS, in respect of the Bank’s overall AML / CFT posture. • Maintain a strong relationship with the AML functions across both Ant International (“A&I”), given the close collaboration and partnerships within the A&I ecosystem. • Embrace and leverage technology to fight financial crime through the various AML / CFT control verticals viz a viz High-Risk Reviews, Transaction Monitoring, Name Screening, etc, to achieve operational efficiencies. • Collaborate with Client Risk Management and KYC Operations, in ensuring that their processes are aligned with corresponding AML / CFT policies. • Formulate, implement and perform periodic reviews of the AML / CFT and Sanctions Programme, policies and procedures for the Bank. • Ensure that AML / CFT and Sanctions training for employees is adequate, appropriate and effective.
Performing the role of the Money Laundering Reporting Officer (“MLRO”) for a Singapore payment entity within the Ant International, the individual will have overall responsibility for developing, maintaining and implementing the entity’s Anti-Money Laundering (“AML”) / Countering the Financing of Terrorism (“CFT”) Programme. The individual will work closely with regulators such as the Monetary Authority of Singapore (“MAS”), internal business and operation teams of the entity, as well as other internal stakeholders, including but not limited to members of the Legal, Compliance and other various departments and functions within Ant International. The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills with ability to work independently and collaboratively in a dynamic working environment. The candidate will be versatile and flexible with the ability to manage with ambiguity in a dynamic environment with changing priorities. Key Responsibilities and Expectations - Act as key person for the oversight of all activities relating to AML / CFT matters for a Singapore entity, including the implementation of effective and sustainable controls - Handle and advise internal stakeholders on AML / CFT related enquiries - Carry out AML / CFT risk assessment at the entity level and on products and services offered - Formulate, implement and perform periodic reviews of the entity’s AML / CFT Programme, policies and procedures - Identify and mitigate potential areas of AML compliance vulnerability and risks / gaps - Ensure a speedy and appropriate reaction to any matter in which money laundering or terrorism financing breach is suspected - Actively identify and report suspicious transactions by reviewing internal disclosures and act as the main point of contact with the Singapore regulators and law enforcement agencies - Monitor, keep abreast and assess impact of AML/CFT regulatory developments - Ensure AML / CFT training for employees is adequate, appropriate and effective. - Provide support / guidance to senior management to ensure that AML / CFT risks are adequately identified, understood and managed, in particular to communicate key AML / CFT issues including significant compliance deficiencies - Collaborate with Compliance and other risk and control departments to address AML compliance issues and engender a culture of compliance within the business