腾讯全球收单渠道BD

Job DescriptionOversee and manage international payment partnerships to meet the payment service needs of Ctrip Group’s internal departments and subsidiaries, ensuring smooth project execution from initiation through implementation to go live.Deeply understand the cost structure of the payment channels you manage (including but not limited to scheme assessment fees, chargebacks, gateways, cross-border fees, etc.), and work on expanding and optimizing channel selection to reduce costs and improve ROI.Conduct research on local payment methods, understand leading local acquirers, and perform competitive analysis in the payment sector; identify consumer payment behavior diversity and industry trends.Maintain effective communication with stakeholders, understand overseas compliance and legal requirements, and plan reasonable fund routing, account setup, etc., for clearing and settlement in relevant markets.Collaborate with cross-functional teams, including Marketing, Data Analysis, Product, Finance, Tax, Legal, Compliance, and other internal stakeholders, to integrate and implement payment channels.Work closely with global partners within the group to ensure optimal payment service performance and user experience across regional markets.Manage the configuration and operation of coupons on the payment checkout page.Address and resolve issues for occasional customer complaints, settlement discrepancies, and transaction monitoring anomalies through timely communication with internal and external channels.Support ad-hoc tasks to facilitate the achievement of team goals.Qualifications4-5 years of proven experience in the cross-border payment industry, familiar with card scheme rules and acquiring rules, and knowledgeable about international payment solutions, APMs, and fintech; experience with international PSPs and acquiring bank partnerships is preferred.Excellent skills in business development, interpersonal communication, and product understanding, coupled with a strong ability to learn and a genuine enthusiasm for the payments industry.Familiar with payment industry optimization techniques, chargeback handling, and cost structures, and knowledgeable about transaction routing or payment risk control rules.High data sensitivity, capable of efficient data monitoring and cost analysis, and able to collaborate with product teams on payment success rates and conversion rate projects.A strategic problem solver with analytical and execution skills, and excellent communication skills in both English and Chinese; overseas work and study experience is preferred.Bachelor’s degree or above, with a preference for majors in finance, e-commerce, computer science, mathematics, or related fields. 中文/工作内容负责海外市场的收单合作，满足携程集团内部部门及子公司的海外收单服务需求，确保项目从立项到落地的顺利完成。深入理解所负责渠道的收单成本结构（包括但不限于费率、拒付、网关、跨境附加费等），拓展并优化通道选择，降低成本，提高ROI。调研当地市场主流支付方式，了解当地主流收单机构，进行支付方面的竞品分析；识别消费者支付行为的多样性及支付行业趋势。与合作伙伴保持积极有效沟通，了解境外合规法务环境，规划合理的资金路由、账户设置，以及相关区域的资金汇总、清结算、管理方案。与跨职能团队合作，包括营销、数据分析、产品、财务、税务、法务、合规及其他内部部门，负责支付渠道的整合与落地。与全球各地集团内公司伙伴密切合作，确保区域内各市场的支付服务性能和用户体验。支付渠道侧优惠券的运营配置如遇到客户投诉、清结算、TS监控发现异常等问题时，与内部和外部通道及时沟通解决。参与并支持潜在的临时性任务，以促进团队目标的实现。

1. 对电商、数娱、航旅、餐饮等出海行业发展情况及主要目标国家用户习惯及偏好具备一定程度的了解 2. 熟知海外线上、线下收单支付市场发展趋势，并对海外主流支付方式有一定了解 3. 负责蚂蚁国际线上、线下支付能力建设，通过与全球主流支付公司、金融机构等合作，结合蚂蚁国际海外收单业务展业需求，分析并提出各国家/地区支付能力建设规划及端到端解决方案，并推动落地上线 4. 牵头并协同蚂蚁国际在全球各地的商务、技术、运营等团队，持续推进蚂蚁国际金融网络平台的升级迭代、优化创新，负责内部合作协调及项目执行控制

作为蚂蚁金服国际事业部售后收单业务线的 Team Leader，管理50人以上的全球化技术及运维团队，保障全球商户及阿里巴巴集团生态商户的支付收单业务稳定运行。具备深厚的技术背景、卓越的跨部门协作能力及行业资源，通过技术驱动优化售后支持体系，提升商户体验，确保业务高可用性和风险可控性。 1. 团队管理与战略规划 ○ 制定整个TAM团队目标、考核机制及人才发展计划。 ○ 统筹全球商户及阿里巴巴集团生态商户的分层化技术服务体系，设计不同等级商户的SLA保障策略。 ○ 推动售后支持流程自动化、智能化，提升团队效率与问题解决能力。 2. 业务保障与技术服务 ○ 具备独立解决新行业、新商户未知领域的服务体系建设和规划，对收单在前沿发展的深度认知（包括但不限于稳定币支付、AI Agent支付等）。 ○ 主导外部渠道（银行、支付机构、第三方服务商）的技术对接与故障协同处理，建立高效的应急响应机制。 ○ 针对复杂技术问题具备代码级排查能力，推动产研团队优化系统架构及策略。 3. 技术驱动与产品优化 ○ 基于代码开发背景（Java/Python/Go等），深入业务逻辑，主导售后相关AI能力、监控系统的开发与优化。 ○ 通过数据分析（SQL/大数据工具），以成功率为突破口，助力业务提升，增强团队影响力。 4. 行业资源与商业化 ○ 利用行业人脉（银行、支付公司、技术服务商等），建立外部合作伙伴的生态网络，提升问题解决效率。 ○ 通过技术服务及创新，挖掘技术服务商业化变现的场景。

1. 负责国际客户资金对账产品设计和产品规划，包括渠道对账和内部账务核对等，通过产品能力的建设，帮助业务降低各类资金风险，提升运营效率。 2. 负责承接全球客户资金管理团队和国际各业务线与对账、核算相关的需求，进行可行性分析及设计，产出产品方案。 3. 与其它产品团队、技术团队、项目经理等相关方合作，跟进需求、排期、落地、验收、交付等环节，对负责的产品进行全生命周期管理，对进度及质量负责；