滴滴(3)Payment Risk-产品实习生
1. Transform customer needs into product solutions, spearhead ther implementation and continuous improvement of products. 2. Lead the planning and design of risk and security products, collaborate with teams in international business, risk policy, and risk operations to enhance risk control and security capabilities. 3. Analyze and optimize mechanisms from a risk control perspective for Ant International's customer experience, merchant services, and security operations, providing sound security and business advice.
-Responsible for Alipay+ core product, which is to build payment and digitalization solution to connect users and merchants via e-wallet and acquirers. Besides that, the role will focus on more innovation industry on AI & AR product. -Act as an expert for the product, leads product strategy development and research the global market analysis to discover insights of product innovation - Collaborate with cross-functional teams and stakeholders, including external strategic commercial partner and internal business and tech team to deliver high quality product. - Understand payment and digital fintech industry, design product model and user flow, build product capability and integration solution to partner
Ant International's Compliance and Risk Management Platform actively embraces increasingly stringent regulatory requirements worldwide. We leverage diverse thinking, platform capabilities, and innovative solutions to develop regulatory compliance technology products that serve global mobile payments, safeguarding the company from compliance, privacy, and financial risks. 1. Compliance Intelligence Center Development ● Lead the design and implementation of a global compliance monitoring & interpretation system, utilizing technical solutions (e.g., web crawlers) to track financial regulations, privacy laws (GDPR, CCPA), custodial fund policies, and other regulatory requirements across jurisdictions. ● Develop structured regulatory analysis tools to generate actionable compliance recommendations, collaborating with compliance teams to drive internal remediation. ● Establish a regulatory risk early-warning mechanism to provide proactive compliance support for global business expansion. 2. Legal Contract Center Development ● Build an end-to-end contract lifecycle management platform covering drafting, approval, signing, performance monitoring, and archiving. ● Partner with legal teams to design intelligent contract review modules (e.g., clause compliance verification, risk clause alerts). ● Create a centralized contract data repository enabling multi-dimensional search and statistical analysis to enhance legal operational efficiency. 3. Risk Assessment Product Development ● Develop enterprise-level risk evaluation tools to standardize requirement review processes (e.g., data security, fund flow analysis, technical compliance). ● Design automated risk assessment models integrating cross-departmental data to balance review efficiency and risk control effectiveness. ● Deliver visualized risk dashboards to facilitate executive decision-making and cross-functional collaboration. 4. Cross-functional Collaboration ● Coordinate with compliance, legal, privacy, and technology teams to implement risk control products across all business lines. ● Continuously monitor payment industry regulatory trends and refine product strategies to address emerging risks.
1.根据蚂蚁汇款战略发展的需要,有效分解及执行拓展合作计划,达成业务预期目标及结果 2.深入了解汇款行业产品和趋势,提供综合解决方案以发展境外金融合作伙伴/客户关系 3.牵头并协调内外部各方按时有效的推进业务和方案,确保整个业务发展和方案产出执行落地 4.根据行业经验和对用户的洞察,提出汇款相关的创新型业务解决方案和优化方案 1.According to the strategy of Ant Global Remittance Business, do analysis and make plan to develop the remittance business and achieve the result with internal & external resources. 2.Develop the customers & overseas bank and other financial institutions as the Money Transfer Operator partner to provide them the solutions to grow the business and take charge for business performance 3.Coordinate with internal team to complete the solutions with every effort to ensure the delivery 4.Raise up the innovative solutions based on the industry experience and insight on users