蚂蚁金服蚂蚁国际-AML Advisor (FI)-International BG

Ant International Legal Department is seeking a legal counsel to support Antom business operations (in particular the growth initiatives). The role may be based in Shanghai or Hangzhou and will primarily support an innovative team that engages in projects with merchant, channels and other partners to increase traffic and engagement. This role supports projects and initiatives of the business unit globally, working side-by-side with a creative team in a dynamic and challenging environment, to support the development and roll-out of novel products or initiatives. The successful candidate should be a sensible advisor and partner to Business and senior management, allowing them to make informed decisions based on risk-based approach and other overarching corporate policies. Job scope 1) Drafting, negotiating and reviewing contracts relating to SaaS services, marketing services, advertising and distribution services, framework arrangements, procurement and other collaborations 2) Provide legal support and advice to the international business team on a wide variety of cross-border regulatory matters, including conducting legal analysis on new product initiatives and working closely with compliance, AML and privacy team to ensure regulatory risks are properly managed. 3) Working closely with legal experts from various jurisdictions and multiple disciplines, including financial regulatory, data privacy, intellectual property, tax, etc. 4) Supporting the internal review and approval processes for new initiatives. 5) Keeping abreast of changes in laws and regulations related to payment services, financial services and contracts, and providing updates to the legal team and internal stakeholders. 6) Support legaltech initiatives including creation of standard form documents for automation, adding to regulatory knowhow database etc. 7) Managing external legal counsel as needed in an effective and efficient manner. 8) Escalating issues, as appropriate, and partnering collaboratively with other team members to support the business.

Ant International Legal Department is seeking a legal counsel to support Antom business operations (in particular the growth initiatives). The role is based in Kuala Lumpur and will primarily support an innovative team that engages in projects with merchant, channels and other partners to increase traffic and engagement. This role supports projects and initiatives of the business unit globally, working side-by-side with a creative team in a dynamic and challenging environment, to support the development and roll-out of novel products or initiatives. The successful candidate should be a sensible advisor and partner to Business and senior management, allowing them to make informed decisions based on risk-based approach and other overarching corporate policies. Job scope 1) Drafting, negotiating and reviewing contracts relating to SaaS services, marketing services, advertising and distribution services, framework arrangements, procurement and other collaborations 2) Provide legal support and advice to the international business team on a wide variety of cross-border regulatory matters, including conducting legal analysis on new product initiatives and working closely with compliance, AML and privacy team to ensure regulatory risks are properly managed. 3) Working closely with legal experts from various jurisdictions and multiple disciplines, including financial regulatory, data privacy, intellectual property, tax, etc. 4) Supporting the internal review and approval processes for new initiatives. 5) Keeping abreast of changes in laws and regulations related to payment services, financial services and contracts, and providing updates to the legal team and internal stakeholders. 6) Support legaltech initiatives including creation of standard form documents for automation, adding to regulatory knowhow database etc. 7) Managing external legal counsel as needed in an effective and efficient manner. 8) Escalating issues, as appropriate, and partnering collaboratively with other team members to support the business.

About the Role: We are seeking an experienced Senior AML Analyst to join our compliance team. Reporting directly to the Director, AML Compliance, you will be responsible for supporting and enhancing the AML/CTF Program through advanced transaction monitoring, due diligence, and regulatory compliance activities. This role is ideally suited for candidates with exposure to fintech, stockbroking, crypto, or CFD trading industries, who can bring practical knowledge of complex products, trading activities, and customer structures into an AML/CTF compliance environment. Duties and Responsibilities: Review, investigate, and escalate unusual transaction alerts, customer activity, and complex cases under the Transaction Monitoring, OCDD, and ECDD frameworks. Assist in the preparation and submission of Suspicious Matter Reports (SMRs) to AUSTRAC. Perform advanced KYC/CDD/EDD checks for both individuals and non-individual accounts (KYB for companies, trusts, and SMSFs). Conduct PEP and sanctions screening, investigate potential matches, and escalate as required. Carry out investigations into potential breaches of the AML/CTF Program and escalate confirmed breaches. Contribute to the enhancement of AML systems, processes, policies, and procedures, ensuring they remain robust and compliant with regulatory requirements. Provide AML advisory support to internal business units, assisting them in identifying and managing ML/TF risks. Collaborate with cross-functional teams to ensure compliance obligations are met without compromising customer experience.

- Perform holistic EDD assessments, with a primary focus on event-driven reviews. - Conduct screening and background checks on customers, related parties and counterparties to identify potential risks, including sanctions exposure and adverse media. - Analyse triggers for event-driven reviews and formulate well-structured Requests for Information questions to gather relevant information from customers. - Assess money laundering, terrorism financing and sanctions risk across customer profiles and transactions and provide well-reasoned recommendations on account management strategies. - Conduct investigations into high-risk customer profiles, suspicious transactions and unusual activities. - Prepare and submit STRs to STRO, ensuring compliance with regulatory reporting obligations and adherence to submission timelines. - Prepare insightful Management Information System reports for internal and regulatory reporting, including periodic updates to the Singapore AML team. - Proactively identify opportunities to enhance and optimise the design of EDD rules, processes and frameworks to align with evolving business needs and regulatory expectations. - Provide expert AML/CFT advisory support to business units as required. - Collaborate closely within AML team and other departments within the Bank. - Stay abreast of the latest regulatory developments in AML/CFT and ensure our processes align with industry-leading practices and regulatory guidelines. - Proactively prepare for and navigate regulatory audits to ensure the frameworks and processes remain compliant. - Support the AML team and Team Lead in executing key AML/ CFT initiatives/projects and other ad-hoc compliance matters as required.