蚂蚁金服Ant International-Enhanced Due Diligence (EDD) Reviewer-Malaysia

Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) • Conduct end-to-end CDD, including identification, verification, corroboration and screening; perform EDD on higher-risk customers • Communicate with customers to gather required documentation and information for CDD and EDD, address any queries or clarifications raised by customers while maintaining a customer-oriented service attitude • Review and ensure that all information and documents collected are compliant to regulatory requirements • Analyse customer profiles and transaction activities to identify suspicious patterns or activities that are not consistent with the customers’ profile; escalate red flags promptly as per internal procedures • Corroborate customer Source of Wealth (SOW) and Source of Funds (SOF) to ensure legitimacy and alignment with the customer’s profile, supported by appropriate documentation and reliable external sources • Ensure completion of customer onboarding within stipulated turnaround time and in line with Bank’s policy and procedures Others • Participate in system and process enhancement projects, User Acceptance Testing • Active stakeholder management in day-to-day work, and resolution of issues with Compliance, Operations, AML teams etc • Provide support for urgent requests, assist the team in completing ad-hoc projects • Preparation of data to track Book of Work completion and MI reporting • Drive process changes and improvement initiatives

• Monitor and analyse banking transactions and customer activities with bank systems. Identify suspicious patterns, unusual behaviour, and high-risk activities that may indicate money laundering, fraud, or other illicit activities. Review and document findings, including detailed analysis with supporting evidence. • Conduct investigations on identified suspicious transactions or activities. • Preparation/Filing of STRs to STRO, ensuring compliance with regulatory reporting obligations and timelines. • Handling of day-to-day TM alerts/matters and proactively monitor aging status of assigned TM alerts and reporting to Singapore Team. • Prepare insightful Management Information System (MIS) reports for internal and/or regulatory related reporting. • Provide guidance to junior members of the TM Team. • Provide assistance to TM Lead, as required. • Proactively identify opportunities to enhance and optimise the design of EDD rules, processes and frameworks to align with evolving business needs and regulatory expectations. • Stay abreast of the latest regulatory developments in AML/CFT and ensure our processes align with industry-leading practices and regulatory guidelines. • Proactively prepare for and navigate regulatory audits to ensure our TM framework and processes remains compliant. • Foster a collaborative approach within AML Team and other departments within the Bank. • Support AML Team in the execution of ad-hoc key AML/ CFT matters where required.

1. Design and implement comprehensive AML strategies that include, but are not limited to, the management of Politically Exposed Persons (PEPs), transaction monitoring, blacklist management, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and the assessment of negative news 2. Review and manage the escalation of high-risk accounts and PEP cases, ensuring that significant AML risks and concerns are communicated effectively to the AMLO as required 3. Support the organization in addressing regulatory inquiries and requests, including ad hoc inquiries and inspections, ensuring compliance with applicable obligations 4. Assist in the auditing process and prepare regulatory reports to ensure adherence to industry standards and regulations 5. Identify and mitigate potential AML risks while addressing any existing gaps in compliance practices 6. Manage inquiries related to AML/CFT and respond to Due Diligence Questionnaires from banking partners and business associates promptly and professionally

Unlike traditional bank AML environment, you would have the chance to work and experience how professional AML works in Ant Bank Hong Kong, the second largest technology based digital bank in Hong Kong and also to join the enegetic AML professional team under the market leading global financial group. Job Responsibilities: 1) Conduct Transactional Monitoring, Know-Your-Customer (KYC), Enhance Due Diligence (EDD) and/or name screening for onboarding, periodic and trigger review on bank customers / account opening applicants within the designated Service Level Agreements before escalatoin to MLRO and/or team lead, if needed. 2) Identify and conduct investigation on suspicious transactions which might relate to sanctioned individuals, money laundering or terrorist financing and prepare the investigation and/or due diligence review report on the risk associated during the end to end investigation / due diligence review process of the Bank. 3) Maintain proper AML/CFT KYC documentations and tracking logs for review and audit trial purpose. 4) Prepare documents for internal / external examination and audit review. 5) Assist the Bank's senior management, MLRO, and the team lead in their oversight and compliance with the Group and the Bank's internal policies and external regulations of Hong Kong. 6) Closely work with relevant stakeholders of the Group and the Bank on ad-hoc projects, such as without limitation, ongoing bank side AML/CFT operations control tasks, as assigned by the Bank MLRO and the team lead. 7) Provide staff training on AML/CFT related topics, policies and procedures.