蚂蚁金服Ant International-ANT Hong Kong Bank AML Investigations & Operation Specialist (1 year contract)-Malaysia
任职要求
Job Requirement：
1) Bachelor degree (or equivalent education/certification) or above.
2) At least 1 to 3 years of AML/CFT practical working experience in banking or financial sectors. Hong Kong or Singaporean retail banking working experience will be a plus
3) Familiar with AML and fraud risk controls, regulatory requirements and the market practices of Hong Kong or Singaporean …工作职责
Unlike traditional bank AML environment, you would have the chance to work and experience how professional AML works in Ant Bank Hong Kong, the second largest technology based digital bank in Hong Kong and also to join the enegetic AML professional team under the market leading global financial group. Job Responsibilities: 1) Conduct Transactional Monitoring, Know-Your-Customer (KYC), Enhance Due Diligence (EDD) and/or name screening for onboarding, periodic and trigger review on bank customers / account opening applicants within the designated Service Level Agreements before escalatoin to MLRO and/or team lead, if needed. 2) Identify and conduct investigation on suspicious transactions which might relate to sanctioned individuals, money laundering or terrorist financing and prepare the investigation and/or due diligence review report on the risk associated during the end to end investigation / due diligence review process of the Bank. 3) Maintain proper AML/CFT KYC documentations and tracking logs for review and audit trial purpose. 4) Prepare documents for internal / external examination and audit review. 5) Assist the Bank's senior management, MLRO, and the team lead in their oversight and compliance with the Group and the Bank's internal policies and external regulations of Hong Kong. 6) Closely work with relevant stakeholders of the Group and the Bank on ad-hoc projects, such as without limitation, ongoing bank side AML/CFT operations control tasks, as assigned by the Bank MLRO and the team lead. 7) Provide staff training on AML/CFT related topics, policies and procedures.
Based in Shanghai / Hong Kong, this individual will be part of International Business AML Team to support all business lines under Ant International. We are looking to hire a detail-oriented, hard-working compliance professional to join Ant International. This person will primarily act as the POC (point of contact) to the partner banks regarding AML compliance, and work closely with the business and internal teams to ensure appropriate relationships with the banks to support business growth. The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills, exercise good judgement, experienced in the relevant compliance and AML in payments or financial services industry, and with demonstrable ability to effectively and proactively engage and partner with the business and partner banks in a fast-paced and engaging environment. • Support the business in establishing or maintaining an appropriate AML control framework to meet the partner bank’s requirements for new business initiatives • Drive the implementation of any additional AML controls agreed between Ant International and any partner banks • Lead the due diligence matters initiated by partner banks on Ant International entities and ensure timely and high-quality response to the due diligence • Collaborate with internal teams to establish clear processes in managing enquiries and/or investigation requests from partner banks (e.g. RFIs) and regulators/law enforcement agencies • Act as a resource to various AML teams to ensure successful execution of AML/CTF standards and framework or solutions for various business projects / initiatives
Ant International Legal Department is seeking an experienced lawyer to support its digital banking business in Hong Kong. The role will be based in Shenzhen and will primarily support an innovative team that develops and manages a range of digital financial products in core banking, lending, wealth and insurance. The successful candidate must have outstanding technical legal and communication skills, an ability to anticipate the needs of an innovative, sophisticated and fast-paced business and the flexibility to simultaneously manage and deliver on a wide range of projects. This is an excellent opportunity for a candidate looking to work with an exceptional group of legal and business professionals in a dynamic environment. 1. Providing legal support to the digital banking team on a wide variety of local and cross-border legal and regulatory matters, including drafting, reviewing and negotiating contracts, conducting legal analysis on new product initiatives and generally advising on legal and regulatory issues arising from a digital banking business involving lending, wealth and insurance. 2. Working closely with compliance, AML & sanctions, privacy, IP and litigation teams to ensure legal and regulatory risks are properly managed. 3. Working closely with other internal stakeholders from other disciplines, including business development, product, finance, treasury, tax, risk, funds and operations. 4. Supporting the internal review and approval processes for new strategic initiatives. 5. Managing legal policies and procedures for the digital banking business. 6. Managing external legal counsel as needed in an effective and efficient manner. 7. Escalating issues, as appropriate, and partnering collaboratively with other team members to support Ant International.
Report directly into Chief Risk Officer, this role assumes ownership of credit data and portfolio analytic within the bank. Major duties include: ● Develop credit data warehouse and the relevant standards and governance requirements. ● Design Retail/SME portfolio credit risk monitoring mechanism, including risk indictors and automated MI reports. ● Monitor and identify risk trends, customer behaviors, potential credit delinquency/default as well as conducting other credit portfolio or segment analysis. ● Responsible for credit model governance and management. Working closely with the credit model development and validation teams. ● Support credit product development and credit strategy.
1. Responsible for constructing and controlling the product design for Ant Bank and AlipayHK's financial services, developing and implementing design systems and experience standards for different sectors, including banking, funds, securities, and insurance. 2. Monitor the effectiveness and feedback of product experiences, conduct data analysis and evaluations, and continuously optimize visual strategies and creative proposals. 3. Identify product pain points through user and competitor research, and local market research, collaborating with product, technology, and operations to develop and implement new features. 4. Conduct market research and user studies to understand the culture, customer preferences, and industry development trends of the target market, formulating timely visual strategies.