蚂蚁金服Ant International-Money Laundering Reporting Officer (MLRO)/AML Officer-LCAP Hong Kong

As the Money Laundering Reporting Officer (“MLRO”) for ANEXT Bank (“the Bank”), the individual will have overall responsibility for developing, maintaining and implementing the Bank’s AML, Countering the Financing of Terrorism (“CFT”) and Sanctions Programme. The MLRO will report to the Head of Legal & Compliance, and work closely with the Bank’s senior management to ensure that the Bank’s AML / CFT Programme is robust and in line with regulatory expectations. The ideal candidate will be a hands-on and confident self-starter with strong interpersonal and organizational skills, and the ability to work independently and collaboratively in a fast paced and dynamic working environment. • Ensure that the AML / CFT and Sanctions function is best-in-class, and continuously keeps abreast with evolving regulatory requirements and expectations. • Provide support / guidance to senior management to ensure that AML / CFT and Sanctions risks are adequately identified, understood and mitigated. • Be the main point of contact for MAS and relevant law enforcement agencies, with regards to AML / CFT matters. Work closely with Regulatory Compliance to ensure that the Bank continues to build its credibility with MAS, in respect of the Bank’s overall AML / CFT posture. • Maintain a strong relationship with the AML functions across both Ant International (“A&I”), given the close collaboration and partnerships within the A&I ecosystem. • Embrace and leverage technology to fight financial crime through the various AML / CFT control verticals viz a viz High-Risk Reviews, Transaction Monitoring, Name Screening, etc, to achieve operational efficiencies. • Collaborate with Client Risk Management and KYC Operations, in ensuring that their processes are aligned with corresponding AML / CFT policies. • Formulate, implement and perform periodic reviews of the AML / CFT and Sanctions Programme, policies and procedures for the Bank. • Ensure that AML / CFT and Sanctions training for employees is adequate, appropriate and effective.

Performing the role of the Money Laundering Reporting Officer (“MLRO”) for a Singapore payment entity within the Ant International, the individual will have overall responsibility for developing, maintaining and implementing the entity’s Anti-Money Laundering (“AML”) / Countering the Financing of Terrorism (“CFT”) Programme. The individual will work closely with regulators such as the Monetary Authority of Singapore (“MAS”), internal business and operation teams of the entity, as well as other internal stakeholders, including but not limited to members of the Legal, Compliance and other various departments and functions within Ant International. The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills with ability to work independently and collaboratively in a dynamic working environment. The candidate will be versatile and flexible with the ability to manage with ambiguity in a dynamic environment with changing priorities. Key Responsibilities and Expectations - Act as key person for the oversight of all activities relating to AML / CFT matters for a Singapore entity, including the implementation of effective and sustainable controls - Handle and advise internal stakeholders on AML / CFT related enquiries - Carry out AML / CFT risk assessment at the entity level and on products and services offered - Formulate, implement and perform periodic reviews of the entity’s AML / CFT Programme, policies and procedures - Identify and mitigate potential areas of AML compliance vulnerability and risks / gaps - Ensure a speedy and appropriate reaction to any matter in which money laundering or terrorism financing breach is suspected - Actively identify and report suspicious transactions by reviewing internal disclosures and act as the main point of contact with the Singapore regulators and law enforcement agencies - Monitor, keep abreast and assess impact of AML/CFT regulatory developments - Ensure AML / CFT training for employees is adequate, appropriate and effective. - Provide support / guidance to senior management to ensure that AML / CFT risks are adequately identified, understood and managed, in particular to communicate key AML / CFT issues including significant compliance deficiencies - Collaborate with Compliance and other risk and control departments to address AML compliance issues and engender a culture of compliance within the business

Team and Role Introduction The Assortment, Content & Ads Governance Team (ACAG team) is part of the Lazada’s Risk and Security. It is charged with the mission of developing a comprehensive strategy for Lazada regarding assortment and content to foster a healthy and safe e-commerce environment for our eCommerce ecosystem. 商品分类、内容及广告治理团队（ACAG团队）隶属于Lazada风险与安全部门，其核心使命是为Lazada制定全面的商品分类与内容治理战略，以维护电商生态系统的健康与安全环境。 The role is responsible for the development and execution of strategic initiatives aimed at ensuring our platform's stipulated policies, particularly in assortment compliance and governance, brand governance, are not abused by platform users. You will have access to analytical tools to develop and implement strategies and solutions using data-driven methodologies to reduce inefficient traffic and money allocation by governing assortments with traffic scams, quality issues, regulatory compliance issues, and brand Intellectual Property (IP) rights infringement. 该职位负责制定与执行战略举措，确保平台政策（尤其是商品合规治理、品牌治理相关规则）不被用户滥用。您将利用数据分析工具，通过数据驱动方法开发策略与解决方案，治理涉及流量欺诈、商品质量问题、合规风险及品牌知识产权侵权的商品分类问题，从而减少低效流量与资金分配。 Responsibilities Develop a deep understanding of the eCommerce customer and seller journey, including registration and onboarding, product listing, order placement, payment, user interactions, returns and refunds, user reports and feedback, etc. Develop subject matter expertise on eCommerce platform operation and governance, where rules, strategies, and enforcements are effectively established to ensure users are compliant with platform policies. Lead cross-functional efforts to enhance platform policies and operational mechanisms, fostering a collaborative environment to support ongoing strategy refinement. Work with large data sets to analyze patterns, trends, and modus operandi of platform operation and governance issues (as well as merchants who perpetrate these issues). Make data-driven recommendations on prioritization of controls for platform governance and product compliance. Collaborate with PD, Tech, and Algo counterparts to build machine learning models and rules to detect assortment and user related operation and governance issues on the platform. Operate the risk engine, including the creation and continuous evaluation of rules to prevent and detect platform operation and governance issues. Capture and communicate findings with internal and external stakeholders through dashboards, periodic reports, and presentations. 岗位职责 1/ 深度洞察电商客户与卖家的全流程体验，涵盖注册入驻、商品上架、订单生成、支付、用户互动、退货退款、用户反馈等环节。 2/ 建立电商平台运营与治理领域的专业知识体系，确保规则、策略及执行机制有效落地，推动用户遵守平台政策。 3/ 主导跨职能协作，持续完善平台政策与运营机制，营造协作环境以支持策略迭代。 4/ 基于海量数据集分析平台运营与治理问题的模式、趋势及商家违规手法。 5/ 通过数据分析提出平台治理与商品合规的管控优先级建议。 6/ 协同产品（PD）、技术（Tech）及算法（Algo）团队，构建机器学习模型与规则，检测平台商品分类及用户相关的运营治理问题。 7/ 负责风险引擎的日常运营，包括规则创建与持续评估，以预防和识别平台治理漏洞。 8/ 通过仪表盘、定期报告及演示汇报，向内外部利益相关方清晰传递分析结论与治理成果。

The AIDC Financial Compliance team is responsible for licensed financial services market entry, ensuring compliance with relevant regulatory requirements, maintaining a country compliance program aligned with group compliance frameworks, and advising internal stakeholders on compliance matters. The team covers Lazada in Southeast Asia, AliExpress globally, and Daraz in South Asia. Responsibilities: Based in Thailand, the Thailand Financial Compliance Officer will have responsibility in ensuring compliance with relevant regulatory requirements, maintaining a country compliance program aligned with group compliance frameworks, and advising internal stakeholders on compliance matters, including: - Leading regulatory engagements and ensuring compliance with mandatory reporting requirements with relevant regulators and relevant internal and external stakeholders; - Advising on payments / lending / financial services regulatory matters, and assisting in the development and implementation of new products, features, and businesses lines; - Providing timely and quality regulatory advice for negotiations on strategic, complex and high value agreements; - Developing and implementing Group Compliance initiatives in-country, including – technology risk management, business continuity management, outsourcing, and consumer protection policies in line with local regulatory expectations and requirements; - Incident management (e.g. responding to regulatory investigations / inspections by authorities / assisting in PR incident responses/ submission of STRs); - Preparing for, and managing, audits and inspections by relevant regulators; - Localising and implementing Group-wide financial compliance programs and training for internal stakeholders; - Being the in-country champion in driving a culture of compliance; - Other additional duties as assigned.