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蚂蚁金服蚂蚁国际-Global Business Service & Support-Senior Risk Strategy Specialist

社招全职风险管理-风险策略运营地点:上海状态:招聘

任职要求


● Experience: A minimum of 5 years of experience in FinTech, banking, or payment operations, with proven expertise in CDD/KYC, AML frameworks (e.g., OFAC), and cross-border payment compliance.
● Data Sensitivity and Analytical Skills: Strong data sensitivity and the ability to identify and resolve issues using practical operational methods. Advanced proficiency in analytics is preferred.
● Personal Qualities: Passionate, a strong learner with a sense of responsibility, and excellent communication and teamwork skills.
● Resilience: Strong self-motivation with the ability to handle stress and pressure effectively.
● Change Management: Demonstrated ability to initiate and drive process improvements independently.
● Adaptive Collaboration: Thrives in matrixed environments, with experience coordinating across departments (Legal, Tech, Operations) to implement complex solutions.

工作职责


CDD/KYC Execution & Governance
● Lead End-to-End CDD/KYC Processes: Oversee the comprehensive Customer Due Diligence (CDD) and Know Your Customer (KYC) processes for merchants and clients, ensuring strict adherence to Financial Action Task Force (FATF) standards and local Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) regulations.
● Dynamic Customer Risk Profiling: Conduct thorough risk assessments, including detailed entity structure analysis, Ultimate Beneficial Owner verification, and validation of key documents such as certificates of incorporation and proof of ownership.
● Compliance Documentation and Remediation: Proactively identify and address gaps in compliance documentation, driving remediation actions to maintain audit-ready records.
Process Innovation & Cross-functional Collaboration
● Collaborative Workflow Redesign: Partner with cross-functional teams, including Risk and Product, to redesign CDD/KYC workflows using data-driven insights, thereby resolving bottlenecks and enhancing approval rates.
● Process Automation Initiatives: Champion the implementation of process automation to reduce manual workload and improve operational efficiency.
● Training and Development: Design and deliver targeted training programs for frontline teams on emerging regulatory requirements and risk escalation protocols.
Proactive Risk Intelligence & Strategic Advisory
● Risk Monitoring and Analysis: Continuously monitor daily operations to detect emerging risk patterns, initiating deep-dive reviews for high-risk segments.
● Predictive Analytics and Reporting: Develop predictive dashboards to inform management decisions, providing actionable recommendations to mitigate operational vulnerabilities.
包括英文材料
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