蚂蚁金服Ant International-Finance Manager (Financial and Regulatory Reporting)-Ant Bank

We are seeking an experienced Head of Finance Operations to lead and manage the finance function of a licensed lending entity in Malaysia, with a strong emphasis on Islamic financing structures. You will be supporting the CEO in spearheading the growth, development, and strategic direction of our business. The ideal candidate should have at least 10 years of experience in accounting or finance, with significant experience in a leadership role. This role requires strategic thinking and communication skills, as the Head of Finance collaborates closely with senior leadership within the organisation. The candidate should be able to perform and manage the following tasks independently while possessing a passion for innovation and a keen understanding of the evolving fintech landscape: 1. Finance Operations & Controls • Oversee the day-to-day finance operations, including AP/AR, GL, bank reconciliations, treasury, and financial control. • Ensure timely and accurate preparation of financial statements in compliance with Malaysian Financial Reporting Standards (MFRS) and BNM regulatory requirements. • Lead the implementation of robust financial controls and operational processes to support business growth and compliance. 2. Islamic Finance Expertise • Ensure all finance-related practices for Islamic products comply with Shariah principles, relevant BNM guidelines (e.g., BNM’s Shariah Governance Framework), and internal Shariah committee rulings. • Collaborate with Shariah advisors and internal stakeholders to support product structuring and execution for Islamic financing (e.g., Murabahah, Tawarruq, Ijarah, etc.). • Track and report on financial performance of Islamic vs. conventional lending portfolios. 3. Strategic Finance & Business Partnering • Partner with senior leadership to provide financial insights that inform strategic and operational decision-making. • Support funding strategies, including Sukuk issuance or other Islamic financing instruments. • Assist in developing pricing models and cost structures for both conventional and Islamic lending products. 4. Regulatory, Audit & Tax • Ensure full compliance with Bank Negara Malaysia (BNM) and Securities Commission (SC) reporting obligations. • Manage external and internal audits, ensuring timely resolution of audit findings. • Oversee tax planning and compliance, including Zakat obligations where applicable. 5. Systems, Automation & Reporting • Drive automation initiatives and integration of finance systems with core banking platforms. • Design and maintain financial dashboards and MIS reports for management and investors.

We are seeking a results-driven Business Development Manager with a deep understanding of venture debt and series funding ecosystems to grow our portfolio of innovative financial solutions. This role will focus on forging strategic partnerships with startups and Venture Capital (VC) firms while leveraging an existing network to drive revenue through venture debt loans and complementary funding products. The ideal candidate thrives in fast-paced environments, excels at relationship-building, and has a proven track record of closing high-value deals. • Sales Strategy & Pipeline Development: o Identify, target, and engage high-growth startups seeking venture debt solutions as an alternative to equity dilution. o Develop and execute sales strategies to penetrate the venture debt market, targeting early- to late-stage startups and their VC investors. o Collaborate with VCs to co-create financing packages that integrate venture debt with traditional series funding (e.g., Series A/B/C). • Relationship Management: o Build and nurture partnerships with top-tier VCs, accelerators, incubators, and startups to foster referrals and long-term relationships. o Maintain proactive contact with key clients to understand evolving needs and drive repeat business. • Deal Execution: o Structure and negotiate customized venture debt agreements, including terms such as interest rates, repayment schedules, and covenants. o Present and pitch financing solutions to startups and their investors, highlighting how debt complements equity funding cycles. o Work cross-functionally with underwriting, legal, and operations teams to finalize transactions and ensure compliance with regulatory requirements. • Client Analysis & Risk Assessment: o Evaluate startups’ financial health, growth potential, and repayment capacity to ensure optimal deal alignment with company risk tolerances. o Provide market insights to leadership on emerging trends in venture debt demand and competitor strategies. • Reporting & Analytics: o Track performance metrics (e.g., deal pipeline, win/loss ratios, average ticket size) and provide actionable insights to improve sales processes. o Generate regular sales reports and update leadership on strategic initiatives.

Monthly Entity Financial Reporting & Monitoring - Prepare standalone financial statements or Management Accounts for local entity - Ensure timely and accurate reporting with a focus on process optimization. Annual Financial Audit & Compliance - Lead annual financial audits, ensuring compliance with Local GAAP and company accounting policies. - Coordinate with external auditors and internal teams to resolve discrepancies and improve qualities. Regulatory Reporting & Stakeholder Management - Prepare and monitor regulatory reports for licensed entities, ensuring adherence to deadlines and requirements. - Collaborate with BU Finance, Tax, Treasury, Customer Fund, and other stakeholders to meet regulatory requirements. Cross-functional Leadership - Establish controls and workflows to enhance financial accuracy - Address cross-border reporting challenges in multiple jurisdictions.

Based in Singapore, this candidate will play a critical role in safeguarding Ant International’s operations by ensuring full compliance with regulatory requirements and internal standards. Reporting to the Head of Compliance, this person will help design, implement, and maintain a robust compliance framework while managing regulatory engagements across jurisdictions. The role requires a proactive professional with strong knowledge of Singapore’s financial regulatory landscape and experience in capital market or payment services institutions. The ideal candidate will be a trusted advisor, providing sound regulatory guidance, anticipating compliance risks, and enabling the business to grow responsibly in a complex cross-border fintech environment. Job Description - Support Head of Compliance, Singapore to establish and implement a robust compliance program to ensure compliance with all relevant laws, regulations and internal policies； - Responsible for handling submissions, regulatory enquiries, audits and maintain good working relationship with the regulatory authorities, including coordination for any regulator’s on-site inspection, if required； - Lead and support applications for, and continuing maintenance of, financial institutions that hold capital market services license, payment services license and other similar business licenses in jurisdictions where Ant International conducts its international businesses； - Provide sound advice and recommendations to relevant stakeholders on matters pertaining to regulatory and licensing issues for the financial institutions that hold capital market services license or payment license； - Identify and manage compliance and regulatory risks, act as a point of escalation for any policy and regulatory breaches to senior management； - Help formulate, review and maintain compliance framework, policies and procedures to ensure ongoing compliance with relevant laws and regulations； - Conduct periodic internal compliance trainings and compliance risk assessments.