蚂蚁金服Ant International-Financial Crime - Solutions Engineer-Anext Bank
任职要求
Bachelor’s or Master’s degree in Computer Science, Information Systems, Finance, Risk Management, or related field.
Minimum 5 years of experience in a business analysis, solutions engineering, or systems implementation role within financial crime, AML, KYC, fraud prevention, or transaction monitoring.
Proven experience with KYC/CDD/EDD processes, fraud detection platforms, and transaction monitoring systems (e.g., Actimize, NICE Actimize, SAS, FI…工作职责
We are seeking a Business Solutions Engineer with a strong background in financial crime risk systems to drive the design, implementation, and optimization of our KYC (Know Your Customer), Fraud Detection, and Transaction Monitoring (TM) platforms. In this role, you will bridge the gap between business needs and technical solutions — translating regulatory requirements, operational workflows, and fraud risks into scalable, automated system designs. You’ll play a key role in ensuring our digital banking platform remains secure, compliant, and resilient against evolving threats. This is a high-impact position that sits at the intersection of product, technology, compliance, and security — ideal for someone passionate about building intelligent, data-driven risk systems in a fast-moving fintech environment. Lead the analysis and design of end-to-end solutions for KYC onboarding, ongoing customer due diligence, fraud detection, and real-time transaction monitoring systems. Work closely with internal engineering teams to integrate and customize platforms. Collaborate with Compliance, AML, Risk, Operations, and Product teams to gather functional and non-functional requirements. Map current and future-state processes for customer verification, risk scoring, alert investigation, and case management. Ensure system designs meet MAS, FATF, and other regulatory standards for customer identification, suspicious transaction reporting, and fraud prevention. Own end-to-end testing (SIT, UAT, production rollout) of new features and system enhancements. Validate detection efficacy, system performance, and integration with core banking and payment platforms.
• Review client KYC documentation and support CDD/EDD review for retail and institutional accounts, including identity verification, source of funds/wealth information, and completeness checks, in accordance with AML/CFT policies and regulatory requirements. • Conduct review of transaction monitoring, trade surveillance, name screening, and share transfer alerts on a daily and monthly basis and escalate alerts with potential financial crime risks for further investigation. • Assist in the preparation of investigation summaries by gathering relevant information, transaction data, and supporting documents. • Support the preparation and filing of Suspicious Transaction Reports (STRs) on a timely matter. • Provide AML/CFT guidance to internal stakeholders on documentation requirements and standard onboarding or review processes. • Assist in the preparation of routine FCC management information including statistics on onboarding reviews, alerts, and escalations. • Participate in FCC training sessions and stay updated on internal AML/CFT policies, procedures, and regulatory updates relevant to assigned tasks. • Support ad-hoc FCC tasks, internal reviews, audits, and regulatory information requests as assigned.
Key Responsibilities: -Lead and mentor a team of FCC specialists, including setting performance goals, conducting reviews, and resolving complex investigations. -Oversee daily transaction monitoring, SAR filings, and KYC/EDD processes to ensure compliance with global AML/CTF regulations. -Design strategic frameworks for risk detection, aligning with business growth and regulatory updates. -Drive automation initiatives such as AI model deployment and rules engine optimization to reduce false positives. -Act as primary point of contact for regulatory audits, internal investigations, and crisis management taskforces. -Drive workforce planning initiatives to optimize team capacity, forecast workload trends, and allocate resources efficiently during peak cycles or regulatory audits. -Report risk trends and mitigation plans to senior leadership.
• Accounting for our two real estate companies • Accounting for our Finnish investment entity, which consists of majority-owned subsidiaries, associate companies, and different types of minority investments • Accounting for some of our smaller foreign subsidiaries • Participating in cash management and treasury operations
Financial Reporting: Oversee the timely and accurate preparation of financial statements, including monthly, quarterly, and annual reports for both internal management and external stakeholders. Manage the consolidation of financial accounts across all group entities, ensuring full compliance with HKFRS, PRC GAAP, and the Hong Kong Stock Exchange Listing Rules. Lead comprehensive financial and regulatory reporting for Hong Kong–based entities, maintaining strict adherence to the SFC requirements. Act as the primary liaison for external auditors, assessors, regulators, and tax authorities—promptly addressing inquiries and providing clear, responsive communication. Financial planning & analysis: Lead financial planning, budgeting, and forecasting initiatives to support strategic decision-making for operations in both Hong Kong and the PRC. Treasury management Responsible for securing loan financing for real estate acquisitions and operations by collaborating solid relationships with banks in Hong Kong and PRC. Manage cash flow and working capital to ensure adequate liquidity for day-to-day operations and future investments. Acquisition related financial support Familiar with financial and tax due diligence processes related to real estate acquisitions in the PRC.