蚂蚁金服Ant International-Enterprise Risk Manage (Liquidity Risk,& Reserve Asset Management)-Luxembourg

任职要求

Qualifications & Talent Profile
Must-Have Experience:
● 5+ years in Risk Management (2nd Line), Treasury Control within a Digital Asset Firm, FinTech Innovator, or Luxembourg-regulated Payment Institution.
● Deep expertise in Liquidity & Reserve Risk: Proven track record of managing liquidity and interest risk for banks or financial institutions.
● Regulatory Knowledge: Strong command of CSSF guidelines and emerging EU digital finance regulations (e.g., MICA, PSD2, EMD).
● Technical Skills: Proficiency in distributed ledger analysis tools, understanding of AI..
Preferred Attributes:
● Hands-on experience with pegged digital instrument trading mechanisms or similar liquidity pool management.
● Famili…

工作职责

Role Overview
We are seeking a highly specialized Enterprise Risk Manager to strengthen the second line of defense for our Luxembourg entity. The ideal candidate possesses deep expertise in Liquidity Risk, Reserve Asset Management, and Multi-Currency Digital Settlement Operations. You will oversee risk frameworks supporting high-volume, multi-currency transactions involving novel payment instruments, ensuring robust reserve adequacy, asset segregation, and alignment with emerging EU digital finance frameworks (e.g., MiCA) and CSSF requirements.


Key Responsibilities
1. Liquidity & Reserve Asset Management (Core Focus)
● Design and implement a Liquidity & Reserve Management Framework tailored for digital asset issuance/redemption and multi-currency settlement activities.
● Oversee diversified reserve pools (fiat and digital reference assets), ensuring strict pegging mechanisms and adequate backing to support large daily transaction volumes.
● Conduct daily monitoring of on-chain and off-chain liquidity positions, managing risks related to asset valuation volatility, issuer solvency of reference assets, and network settlement finality.
● Develop Stress Testing & Contingency Funding Plans (CFP) simulating scenarios such as mass redemption events, reference asset de-valuation, or technical settlement disruptions.
● Challenge Treasury assumptions on reserve concentration, custodian risks, and fiat-to-digital conversion corridors.
2. Enterprise Risk & Regulatory Compliance
● Lead Enterprise-Wide Risk Assessments (RCSA, SIRA) with a specific focus on digital asset risks, including market volatility, liquidity gaps, and technology/cyber risks.
● Ensure prudential compliance with CSSF regulations and emerging EU digital finance frameworks, particularly regarding asset-referenced mechanisms and safeguarding of client funds.
● Act as the Second Line of Defense, independently challenging the Trading and Treasury teams on exposure limits, reserve adequacy, and reconciliation accuracy between distributed ledger data and internal ledgers.
● Define and monitor Key Risk Indicators (KRIs) such as: Reserve Ratio Deviations, Peg Stability Thresholds, Unmatched Settlement Volumes, and Custody Concentration.
3. Governance, Reporting & Strategy
● Prepare detailed risk reports for the Board and Regulators (CSSF), highlighting reserve composition, liquidity coverage ratios, and emerging risks in the digital finance sector.
● Foster a strong risk culture by delivering targeted training on digital asset mechanics, key management security, and liquidity stress scenarios.