蚂蚁金服Ant International-Product Commercialization Specialist-ANEXT Bank
任职要求
At least 5-7 years of experience in the field of product management (Credit Lending Preferred) Great people skills paired with a high level of assertiveness Strong analytical, strategic and coordinating skills Highl…
工作职责
We’re on a mission to make financial services accessible and effortless for SMEs. As one of Singapore’s latest digital wholesale banks fully regulated by MAS, we’re committed to continuous innovation to bring about simpler, safer and more rewarding financial services. #bringingaboutwhatsnext We are looking for Product Commercialization Specialist to join us. Job Overview Your task as Product Commercialization Specialist is to increase the company's success and profitability with of our existing products. The spectrum of your tasks ranges from innovative product innovations, to optimising the efficiency of existing products through data-driven analysis of product performance by product type, channels, markets; and ensuring optimized utilization, pricing and revenue generated by our products. You will own the repository & governance of the product programs, and contribute to the design of new product programs by including details of market research, pricing strategy and potential profitability of the product. You will also own the repository of new product approvals, consolidating the details and approval trails for audit purposes. You will also be tasked to conduct market research and product viability studies, to ensure our products addresses the pain points of the target segment & market. In addition to this, you will develop sustainable strategies in order to build on the success in close co-operation with all departments, through co-designed product campaigns, campaign performance analysis so as to provide insights on improving the profitability of our product suites. Job Responsibilities Work with Business Units and conduct market feasibility studies, covering target segment pain points, competitor analysis, and pricing & profitability studies. Work with Product Development (PD Tech) and conduct product design & market feasibility prior to Product Requirements Design stage; and conduct pricing analysis, implementation impact analysis to support implementation and go-to-market strategy. Collaborate with Business Units and Business Intelligence to design data-driven campaigns, campaign performance analysis and A/B testing. Track and monitor product performance across channels, markets & customer profiles, and develop insights on persona of customers and maximize process & profitability based on targeted customer segments. Own repository for product programs and product approvals; ensuring the versions are up to date and the appropriate approvals and renewals are conducted timely. Draft & co-design new product programs & new product approvals, by consolidating and reviewing inputs from Business, Risk (Credit, Operational, Fraud), Legal & Compliance and Operations.
About Ant International With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a leading global digital payment, digitisation and financial technology provider. Through collaboration across the private and public sectors, our unified techfin platform supports financial institutions and merchants of all sizes to achieve inclusive growth through a comprehensive range of cutting-edge digital payment and financial services solutions. To learn more, please visit https://www.antglobal.com/ Job Description: 1. Responsible for building up transaction monitoring surveillance system and customer risk rating models, implement in-time assessment on AML models to guarantee performance. 2. Responsible for the innovative research and design on AML monitoring framework, utilize quantitative analytics and data techniques in a scientific way to improve the effectiveness of AML system. 3. Responsible for developing engine of automatic AML detection threshold tuning so as to guarantee quick reaction to continuous risk changes. 4. Provide quantitative analytics support to the compliance officers in regulatory visits and enquiries. 5. Work together with Product & Technology team to improve model effectiveness and extend AML defense line through applying AI and ML, meanwhile achieving commercialization. 6. Responsible for the development, testing and operation and maintenance of the risk model; based on the big data of the whole ant, mine the 360-degree characteristics of customers, and make innovations in customer identification, such as mining fund sources based on complex networks and mining user behaviour based on time series Preferences, etc., and apply the results to abnormal transaction identification and customer risk classification; 7. Responsible for the governance of anti-money laundering-related risks, formulate identification/disposal strategies; study the financial behaviors’ of hundreds of millions of Ant Financial users every day, and dig out abnormal financial behaviors, such as credit card cash, illegal fund-raising, drugs, gambling, fraud, etc. 8. Through the experience of risk management, gain insight into data problems, and design a complete suspicious transaction control plan.
1. Design blockchain-based financial systems aligned with business growth under international compliance frameworks, integrating Ant International's payment and fintech business characteristics. 2. Responsible for requirement analysis, feasibility assessment, and solution design for blockchain-based liquidity allocation products, delivering comprehensive Product Requirement Documents (PRD). 3. Establish standardized blockchain-based fund products, incorporating industry best practices to drive compliant customer-facing blockchain solutions for Ant's global operations. 4. Research industry blockchain service models and promote product commercialization and penetration. 5. Collaborate with technical teams and project managers to ensure efficient delivery of requirements. 6. Oversee end-to-end product development cycles from launch to operation, ensuring timeline adherence and quality control.
What are my responsibilities? 我的工作职责是什么？ Job Description: • Help clients define and improve the Product Management and/or R&D processes in discrete industry, incl. product portfolio management, product requirement definition, product development, product commercialization and phase out. • Help clients analyze their product portfolio and product strategies, including market segmentation, competitors, product sales and profits, and make recommendations in closing the product portfolio gaps, as well as R&D process gaps. • Understand clients’ pain points and expectations in Product Management and/or R&D processes, practices and IT systems, analyze root causes and provide professional and practical recommendations and solutions to improve client’s QCD (quality, cost, delivery) KPIs. • Guide through or coach customers to understand, accept and implement the recommendations and solutions provided above, realizing the customer impacts in terms of QCD KPIs. • Facilitate internal and external workshops with customers, with a structure and guided group discussion on strategy, solutions, interviews, etc. • Be responsible for leading clients through these operational improvements and scale up business transformations as a thought leader, people leader and organization leader • Proactively manage changes with professional methods and handling complex analyses and resolve customer issue. • Work hand in hand together with clients on each engagement, facilitating working sessions with client management/project teams, motivating and coaching the client team during transformations.
R&D Consulting Practice of Siemens Advanta China. What are my responsibilities? 我的工作职责是什么？ Job Description: • Generate sales leads, develop long term customer relationships and key accounts, orchestrate internal resources and close deals with profound expertise and professional communication and coordination. • Lead Digital R&D consulting team, including portfolio development (define and optimize consulting portfolio to meet customer needs in R&D and innovation domain), people development (recruiting, competence-developing and coaching. • Help clients define and improve the Product Management and/or R&D processes, incl. product portfolio management, product requirement definition, product development and system engineering, product commercialization and phase out. • Understand clients’ pain points and expectations in Product Management and/or R&D processes, practices and IT systems, analyze root causes and provide professional and practical recommendations and solutions to improve client’s QCD (quality, cost, delivery) KPIs. • Guide through or coach customers to understand, accept and implement the recommendations and solutions provided above, realizing the customer impacts in terms of QCD KPIs. • Facilitate internal and external workshops with customers, with a structure and guided group discussion on strategy, solutions, interviews, etc. • Be responsible for leading clients through these operational improvements and scale up business transformations as a thought leader, people leader and organization leader • Proactively manage changes with professional methods and handling complex analyses and resolve customer issue. • Work hand in hand together with clients on each engagement, facilitating working sessions with client management/project teams, motivating and coaching the client team during transformations.