蚂蚁金服Ant International-Foreign Exchange (FX) Product Manager-Malaysia
任职要求
1. Bachelor's degree or above, with preferred majors in finance or economics; Better to have relevant working experience in FX product development; 2. Experience for banking integration for FX service will be a plus. 3. Having a deep understanding of FX market, including exchange rate quotation, international payment processes, and currency exchange business logic; 4. Preferred to have experience in product design and development, with full lifecycle management of FX products; 5. Strong logical thinking and communication skills, adept at cross-departmental and cross-regional coordination. Data-savvy with a holistic view of product development. 6. A collaborative team player with high resilience, a strong sense of responsibility, and a deep commitment to ownership. 7. Preferably, possesses some business or system architecture capabilities.
工作职责
1. Responsible for the planning and design of FX products, including quoatation, currency exchange, and international payment solutions, delivering innovative and high-quality forex services for global users 2. Collaborate with technical, operations, and marketing teams to create PRDs and ensure on time delivery. 3. Build strong FX channels with banks or finance institutions, maintaining and expanding the FX business ecosystem 4. Monitor the operational data and market feedback of FX products, identify potential user needs, and optimize user experience.
1. FX & Wealth Product Campaign Management a. Activity planning and execution of FX related campaigns, including online and offline promotions, customer engagement initiatives and market expansion projects. b. Campaign evaluation and optimization: Utilize data analysis tools to monitor and evaluate effective-ness of campaigns, optimize strategies based on data feedback to continuously enhance impact and conversion rates. 2. FX & Wealth Product Library Management and Training a. Update and optimize customer guides and internal training materials for FX & Wealth related products, ensure accuracy of such material. b. Improve front-line teams’ familiarity with FX & Wealth products through high-quality training. 3. Frontline Support and Collaboration a. Daily Q&A: Serve as core support for the front-line teams by addressing daily operational queries relating to client transactions and providing professional guidance on use of FX & Wealth related products. b. Sales process optimization: Collaborate closely with frontline teams to streamline workflows, improve efficiency, and enhance customer response times, ensuring smooth and effective end-to-end operations. 4. FX Risk Monitoring and Operation a. Monitor daily foreign exchange pricing and dealing alerts, monitor anomalies in quotes, trading behaviors, and market fluctuations. b. Risk handling and reporting: Promptly resolving and reporting of risk incidents to relevant stakeholders, assist in developing mitigation plans, and ensure proper resolution to maintain business stability.
1. Work closely with internal stakeholders to define and implement the optimal FX solutions that support business needs and objectives. 2. Drive and implement sustainable processes to ensure seamless FX trading execution with banks and financial institutions. 3. Partner with tech team to implement and enhance FX systems and tools, ensuring smooth execution and automation of transactions. 4. Work closely with internal stakeholders to identify potential FX and liquidity risk, develop strategies to mitigate or minimize these risks effectively. 5. Collaborate with Product and Tech team to develop and adhere to an effective control framework that fully meets Audit, Compliance and Regulatory requirements; i.e. delivery of periodic presentations to external regulators. 6. Shape and build standardized and sustainable operational workflow and service standards for newly launched product/production variations. 7. Build and maintain strong relationships with key stakeholders (i.e. Business, Technology, Finance/PCG, Operations), ensuring seamless communication and understanding of FX requirements. 8. High level of focus on digitization, automation and elimination of manual touch points (MTP).· 9. Cultivate a robust service and control environment.
1. Keep up with the development and changes of international FX business, conduct regular risk assessment and special investigation from the second line perspective, identify major risks, evaluate coping strategies and solutions as well as residual risks, and promote implementation; 2. Strengthen the FX risk monitoring mechanism, develop data-driven key risk indicators, monitor the level of relevant risks, and promote the continuous optimization of risk management capabilities; 3. Establish refined, intelligent, systematic and data-based risk perception and response capabilities, and establish end-to-end comprehensive FX risk perception capabilities; 4. Follow up the internal and external risks problems, analyze the essence of the problems, carry out rectification, and establish a continuous risk monitoring mechanism to promote the improvement of relevant risk management effects.
1. Support Ant International's financial management work in funds business, including financial analysis, budget preparation and management, financial forecasting, project support, etc 2. Understand the foreign exchange business model, the logic of major foreign exchange financial instruments includes but not limited in spot, forward on the market and Ant’s internal data flow 3. Work closely with funds business team, and related product team, understand commercial product and support pricing，setup the pricing review mechanism 4. Identify the key risks cross the wing to wing funds business process, coordinate related parties to implement risk prevention tasks 5. Build up the measurement framework for funds business，identify financial opportunities to improve financial result 6. Support financial modeling for new business model 7. Other ad hoc financial analysis support