蚂蚁金服Ant International-Compliance Manager-Malaysia
任职要求
1. Bachelor Degree in Accounting, Business or Finance; or equivalent work experience; 2. 5 - 10 years of relevant compliance, regulatory or similar experience; 3. Strong regulatory/compliance knowledge and skills; 4. Knowledge of Fintech, money lending institutions, payment institutions, payment systems,…
工作职责
1. Support Head of Compliance, Malaysia to establish and implement a robust compliance program to ensure compliance with all relevant laws, regulations in Malaysia and internal policies； 2. Responsible for handling submissions, regulatory enquiries, audits and maintain good working relationship with the regulatory authorities in Malaysia, including coordination for any on-site inspection, if required； 3. Lead and support applications for, and continuing maintenance of, money lending institutions (online, offline, Islamic financing), payment institutions, payment systems, e-wallet licenses and other similar Fintech-related business licenses in Malaysia； 4. Provide sound advice and recommendations to relevant stakeholders on matters pertaining to regulatory and licensing issues for the licensed money lending institutions and payment institutions in Malaysia； 5. Identify and manage regulatory risks, act as a point of escalation for any policy and regulatory breaches to senior management； 6. Help formulate, review and maintain compliance framework, policies and procedures to ensure ongoing compliance with relevant laws and regulations in Malaysia； 7. Conduct periodic internal compliance trainings and compliance risk assessments.
1. Design and implement comprehensive AML strategies that include, but are not limited to, the management of Politically Exposed Persons (PEPs), transaction monitoring, blacklist management, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and the assessment of negative news 2. Review and manage the escalation of high-risk accounts and PEP cases, ensuring that significant AML risks and concerns are communicated effectively to the AMLO as required 3. Support the organization in addressing regulatory inquiries and requests, including ad hoc inquiries and inspections, ensuring compliance with applicable obligations 4. Assist in the auditing process and prepare regulatory reports to ensure adherence to industry standards and regulations 5. Identify and mitigate potential AML risks while addressing any existing gaps in compliance practices 6. Manage inquiries related to AML/CFT and respond to Due Diligence Questionnaires from banking partners and business associates promptly and professionally
• Support Finance Senior Manager day-to-day accounting operations, focusing on credit and lending businesses, including revenue recognition, accounts receivable, credit risk monitoring, as well as monthly general ledger booking and reporting. • Prepare monthly financial reports, including credit risk analysis, accounts collection and account receivable analysis. • Participate in project team for system or process implementation, and prepare business requirements document for finance related areas. • Recommend and implement financial related internal control and procedures to ensure compliance with accounting standards (e.g., IFRS, GAAP), company policies and relevant laws/regulations. • Assist with both internal and external audits, providing necessary documentation and support. • Liaison with business team to provide support from finance and accounting perspective.
1. CDD/KYC Operations & Compliance - Execute end-to end Customer Due Diligence (CDD) and Know Your Customer (KYC) processes for merchants and clients, ensuring adherence to global AML/CFT regulations (e.g., FATF, local regulatory frameworks). - Conduct customer profile assessments, document verification (e.g., entity certificates, UBO identification), and ongoing periodic review etc. - Maintain audit-ready operational records and process document. 2. Operational Efficiency & Automation - Partner with Risk and LCAP Strategy teams to refine KYC/CDD standard, clear bottlenecks and optimize approval rates through data-driven adjustments. - Collaborate with Product/Tech to implement automation tools (e.g., OCR for document processing, RPA/APA for workflow triggers), reducing manual effort - Train frontline staff on CDD/KYC requirements and escalation protocols. - Implementation of Effectiveness Supervision and Inspection: - Identify, evaluate, and monitor various risks in daily business operations. - Conduct special reviews and inspections based on risk. - Timely feedback to management and business departments. Provide data-supported decision-making suggestions. - Offer effective improvement opinions and suggestions to prevent and reduce operational risks in key business and management areas.
As the Business Development Manager for Strategic Products, you will be the driving force behind our innovative solutions, acting as the bridge between clients and internal teams. You will own the end-to-end business relationship, from initial pitch to implementation and ongoing operations, while ensuring alignment with market needs and product evolution. Business Development & Client Engagement • Lead end-to-end client engagement, from pitching innovative solutions to overseeing product implementation and after-sales support. • Develop compelling pitch decks, tailored product proposals, and standardized implementation materials. • Adapt product solutions to local market demands and provide actionable feedback to enhance offerings. Project Management & Delivery Excellence • Serve as the project manager, defining clear timelines, milestones, and deliverables. • Coordinate cross-functional teams (product, tech, operations) to ensure seamless execution. • Implement structured reporting (e.g., weekly updates), proactively identify risks, and resolve bottlenecks. Strategic Contract Negotiation • Lead end-to-end deal structuring, including pricing, SLAs, and risk mitigation, while aligning internal stakeholders (Legal, Product, Finance). • Drive client-facing negotiations with a partnership mindset, balancing commercial flexibility with compliance (e.g., data security, regulatory requirements). • Own contract lifecycle management, from drafting and redlining to execution, amendments, and renewal discussions. Stakeholder Communication • Deliver engaging presentations, product demos, and proposals to clients and internal stakeholders. • Translate technical details into business value, fostering client confidence and internal alignment.