蚂蚁金服蚂蚁国际-Head of Credit Mexico-国际信贷
任职要求
1. 本科及以上学历,计算机/金融/经济/数学/统计学等定量分析专业优先。
2. 10年以上零售信贷业务相关经验,其中5年以上担任信贷/风控/业务管理核心领导职位。 具备从零到一搭建或运营大规模 BNPL/现金贷业务线的成功经验者优先。优先拥有金融科技 (Fintech) 类公司在墨西哥/拉美市场的商务咨询、解决方案或业务管理经验。
3. 结果导向性极强,具备卓越的业务敏感性与量化思维。能够深度理解商业原理和逻辑,擅长利用数据科学方法验证假设,并对业务的投入产出 (ROI) 有极高的敏感度。
4. …工作职责
1. 信贷策略与风控体系构建 主导设计、实施和持续优化覆盖信贷全生命周期(获客、审批、定价、贷后管理、催收)的全面风险管理框架和信贷策略。 利用数据科学和先进分析技术,制定有效的反欺诈和信贷风控模型,确保在快速增长的同时,将资产质量和坏账率控制在目标范围内。 2. 驱动业务增长及 P&L 管理 主导墨西哥 BNPL 和现金贷业务的端到端管理,对业务整体的投入产出 (ROI) 和损益表 (P&L) 结果负责。 基于深入的市场洞察和量化分析,设计高增长的商业模式和产品路线图,确保实现规模化扩张。 3. 构建与落地信贷全价值链解决方案 设计并推动信贷业务的商业化闭环,涵盖营销获客、产品运营、融资服务及高效的跨职能合作。作为核心驱动者,高效整合内部资源(产品、数据、工程、运营、财务)及外部资源,确保信贷解决方案的快速迭代和成功落地。 4. 拓展与深化战略伙伴关系 拓展及维护关键的海外(墨西哥)机构合作,包括本地银行/非银行金融机构、征信及数据服务商(如 Buró de Crédito)、以及核心场景/流量合作方。主导高层级业务洽谈,为信贷业务构建稳固可靠的生态系统。 5. 确保本地化策略与合规运营 洞察墨西哥《金融科技法》、监管政策及行业发展前沿趋势。建立对国家银行和证券委员会 (CNBV) 监管要求、当地法务、数据隐私及反洗钱 (AML) 的深刻理解。定制高度本地化的信贷产品和运营模式,以实现可持续的合规运营。
1.As the head of operations, ensure warehouse efficiency, quality, and cost metrics meet expectations by effectively managing daily operations. 2.Collaborate with headquarters and regional functions to implement headquarters' standards for the warehouse, optimizing and improving areas such as staffing, systems, processes, materials, equipment, and layout. 3. Develop and implement warehouse operation plans based on customer needs to guarantee service delivery. 4.According to business demands, devise plans for overseas warehouse relocation, transitions, and construction of new facilities, overseeing projects from start to finish. 5. Monitor major operational risks for overseas warehouses (including third-party operated warehouses), encompassing but not limited to issues such as intellectual property infringement, loss prevention, natural disasters, and political factors, to ensure uninterrupted warehouse operations. 6.Oversee key performance indicators for last-mile services, promptly identify and resolve any issues to enhance merchants' logistics experiences. 1.作为运营的负责人,通过仓库实际运营管理保障仓库的时效、质量及成本指标符合预期 2.通过与总部及国家区域各职能协同,落实总部对仓库的规范要求,对仓库优化改善,包含不限于人员、系统、流程、物料、设备、仓库布局等; 3.根据客户需求,制定、落实仓库运营保障方案 4.根据业务需求,制定海外仓搬仓、转仓、建新仓方案,跟踪实施至项目收尾; 5.监控海外仓(包括所属三方仓)的重大运营风险包含但不限于(侵权、防损、自然灾害,政治因素等),保障仓库的正常运作; 6. 能够兼顾监控尾程核心指标,及时发现问题,解决问题,提升商家物流体验;
Reporting to VN Head of Legal, you will be responsible for the following core duties: (i) advising key stakeholders on a various matters including corporate, investment, licensing, labor, and other regulatory matters of the Company and its group of companies in Vietnam; (ii) provide legal advice on issues and operations relating to the Company’s and its group of companies’ business activities; (iii) ensure that the company and group entities are up to date on the applicable legal requirements and in compliance with the same; (iv) assist mentoring a young and dynamic legal team in Vietnam on day-to-day legal matters and special assignments; (v) assist to implement legal and compliance policies of the Company and its group of companies in accordance with the applicable laws and regulations; (vi) negotiate, discuss, draft and review contracts and other documents for the Company and its group of companies’ business, operations and projects; (vii) provide legal training for business and operations teams on legal processes and relevant legal issues; (viii) assist with operating license applications and regulatory filings, and in dealing with regulators (ix) working closely with regional Legal, Compliance, and Government Affairs teams to lead or participate in various projects, provide legal analysis and value-added input, and guide the business on implementation plans; (x) manage the company’s disputes, litigation, and investigations, including liaising with external counsel; and (xi) other matters and works as assigned and instructed by VN Head of Legal.
We seek to hire a legal counsel/senior legal counsel of commercial legal who will be a key member of the growing legal team supporting AliExpress consumer facing e-commerce platform and services in the European Union, the UK and other markets, with a expected focus on certain markets (eg Eastern Europe) as well as support on certain EU-wide compliance (in particular DSA related). The attorney will be based in our Hangzhou main office or in one of our European offices (with a strong preference for Warsaw, Amsterdam or Madrid). The key areas and requirements that we are looking for are those listed below: Primary Responsibilities * Reporting to Head of Legal for Europe, AliExpress, advise on legal aspects of the platform’s international expansion of current and proposed new e-commerce offerings. * Provide advice to business teams on legal aspects of the implementation of commercial agreements, business models and strategies, business operations, marketing activities, and product offerings. * Research local laws and regulations in the local jurisdictions and manage outside counsel. * Support on regulatory enquiries and other requirements, including but not limited to Requests for Information (RFI) under the EU Digital Services Act (DSA) or other legislation. * Provide advice on platform compliance, product listing compliance, local and cross border logistics, import/export, payment acceptance, antitrust and/or unfair competition matters. * Negotiate, draft, and review contracts and commercial agreements. * Develop in-house legal tools and policies, and conduct trainings to business units.
Responsible for assessing and managing the risk of credit business, ensuring the safety and stability of the business. • Conduct overall risk assessment of credit business, and formulate corresponding risk management strategies based on the results. • Monitor and analyze risk indicators of credit business, and alert and handle exceptions. • Participate in the development and implementation of credit business risk management policies and processes. • Conduct risk model and data analysis. • Collaborate with business departments and other relevant departments to jointly control and reduce business risks. • Regularly submit risk assessment reports and recommendations to support business decisions.