小米Channel Finance, Malaysia
任职要求
1. Bachelor Degree in Finance and Accounting; and/or Chartered or Certified Professional Accountant or equivalent. 2. Minimum 3 years’ experiences in Financial Analyst or any other accounting functions. 3. Ability to work in a fast-paced environment …
工作职责
1. Calculate program discounts and incentives for channel partners using validated sales data. 2. Process accurate, timely partner payments with minimal supervision; reconcile and clear variances. 3. Ensure compliance with company policies and procedures through close collaboration with internal teams. 4. Serve as the primary contact for partner payment status; investigate and resolve discrepancies promptly. 5. Streamline channel-finance workflows and models; provide actionable financial advice that improves process efficiency and control. 6. Perform ad-hoc duties as assigned to support the organization’s overall financial objectives. 7. Able to liaise with both internal and external parties and work confidently with stakeholders at all levels.
1. Handle end to end finance related matters for the integration of third-party payment channels to support business requirements, including (but not limited to): - Contribute to the assessment process for channel partners onboarding and channels contractual terms review; -Provide requirements and coordinate with relevant teams (business, product, technology etc.) for the development/enhancement of internal system capabilities for computation of channel cost (where required); -Assist with configuration and testing (UAT) of system functionality for the implementation of financial system integration solutions. -Assist in ensure stability of operational function at initial go live stage of the integration including handling reconciliation of channel fees charges etc. before handling to relevant operational function team. 2. To design and implement standard operation procedure surrounding operational processes relevant to the onboarding of third-party payment solution providers. 3. Take ownership to proactively identify risks in the existing systems and processes to implement the necessary controls and improvements to minimize and mitigate risks through the collaboration with the relevant teams. 4. Monitors and analyzes cost performance of payment channels, providing support on data analysis and reporting of payment channels cost (as required). 5. Participate in operational/business initiatives for any enhancement as required.
• Southeast Asia Credit Business Regional BU Finance: As a financial partner, provide comprehensive financial support to the regional business team, including annual budget support, product solutions and pricing discussions, risk resolution, financial accounting implementation, principal audit, etc. Go deep into the credit business line (such as product design, channel expansion), participate in business meetings and provide feasibility analysis from a financial perspective (such as ROI calculation, cost-benefit model) • Business and financial data foundation construction and maintenance: responsible for mining, construction, tracking and maintaining relevant risk data that affects financial results, establishing a data reporting system, and monitoring loan asset quality • Internal and cross-team collaboration and reporting: fully cooperate with the headquarters BU finance team and various financial functional teams, actively participate in daily operations and project work, and participate in daily collaborative projects and operations. Establish a good cooperative relationship with business, risk control, data, product and other teams to improve the efficiency of data channels;
Pricing, Financial Analysis, and Financial Partnership: • Conduct in-depth analysis of industry, market, competitors, and company strategies to develop and implement pricing strategies and rules. Set competitive and profitable prices for various payment methods and products. • Perform detailed cost analysis, evaluate cost structures, assess cost rationality, and propose cost optimization solutions to enhance financial efficiency. • Regularly analyze and forecast payment revenue and costs, providing insights and recommendations to improve financial performance. • Act as a dedicated financial partner to the Business Unit, leveraging financial data and insights to inform decision-making and support business goals. Contract Management and Financial Terms Oversight: • Draft, review, and approve financial terms within channel contracts, ensuring compliance with legal standards and alignment with the company’s financial objectives. • Develop and regularly update pricing clauses in merchant contract templates to ensure consistency with pricing rules. Design and Maintenance of Pricing Models: • Develop, design, and refine pricing models that reflect market conditions, customer needs, and the company's strategic priorities. • Collaborate with cross-functional teams to maintain and continuously improve the pricing system, ensuring accuracy, efficiency, scalability, and alignment with business requirements. Process Optimization: • Streamline, standardize, and optimize cost review and pricing processes. Regularly conduct presentations and training sessions for the business team on pricing plans and quotation procedures. • Work with cross-functional teams to enhance overall business processes.
Responsible for Reconciliation of Funding Cost • Ensure the accuracy, timeliness, and system consistency of channel funding cost • Implement robust reconciliation mechanisms to align internal systems with external partner records. End-to-End Management of Channel Settlements • Oversee the full lifecycle of fee settlements between channel partners and the company, including invoice verification, payment requests, dispute resolution, and exception handling. • Proactively identify and escalate potential risks to mitigate financial discrepancies. Design and Execution of Standardized Reconciliation Reports • Develop and maintain standardized reconciliation frameworks, leveraging multidimensional data analysis to identify critical variances and latent risks. • Deliver insights to drive process improvements and risk mitigation strategies. Digital Transformation of Reconciliation and Settlement Processes • Drive innovation by exploring and implementing RPA (Robotic Process Automation) and AI-based reconciliation tools to enhance efficiency and reduce manual intervention. • Collaborate with technology teams to optimize digital workflows and system integrations. Support Business Cost Analysis with Data-Driven Insights • Generate visualized analytical reports to meet the funding cost analysis needs of front-end business units. • Propose actionable process optimization strategies and cost-reduction initiatives based on data trends.